Accidents do happen so it is wise to protect yourself from becoming another unfortunate statistic. If there is a serious accident at home or in the workplace, the last thing you need is financial worry.

In Papua New Guinea QBE offers a wide range of personal accident covers. QBE LIFEstyle Solutions range provides options for individual and corporate clients, with cover for permanent and temporary disablement, lump sum payment for death following an accident, and medical expenses for accidents.

• for the Individual
• for the Company

Living a healthy lifestyle is a long-term safeguard against costly medical bills. But even the most careful amongst us can fall ill due to the uncertainty of life.

QBE medical insurance provides options for our corporate clients, to protect their employees with a comprehensive health insurance plan that assists in reimbursing their hospitalisation, diagnosis, surgery and other related expenses incurred while they are hospitalised as a result of sickness or accident - the extent of benefits depends on the plan you have chosen.

• for Medical Expenses
• for Repatriation Expenses

The hazards associated with overseas travel can be very expensive. The risks include loss or damage to your baggage and personal effects, financial consequences of cancellation of a trip and medical expenses, which can quickly mount up when overseas. As a family person, you should also consider the possibility of permanent disablement or even death and how your family would cope financially.

You could also be liable if an accident was your fault. There could be crippling damages and legal expenses. Fortunately, there's the reassurance of QBE travel insurance, with a range of specialist solutions for the corporate traveller and the holidaymaker. Please contact your insurance advisor for more information.