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What's New!
QBE Connect 2007 Employer Training Calendar
QBE's range of training courses have been developed to help employers effectively administer and manage Workers Compensation within their business. The courses are designed to teach employers about building safety and injury management solutions to prevent injury, plan effective return to work programs and reduce associated costs.
To view the 2007 calendar and select an appropriate course, click here.
To register for any of our employer training courses, click here.
In NSW, we
offer the following products and services to meet your needs.
Excess
of Loss Policy
Protect your self-insured business
from disastrous workers' compensation liabilities.
Financial protection against potentially catastrophic workers'
compensation liabilities is an essential consideration for
any self-insured organisation. Regulations require that self-insurers
have adequate reinsurance protection against significant liabilities,
in excess of a nominated self-insured retention amount.
With our considerable insurance expertise,
QBE is able to provide you with an Excess Insurance for Self-Insured
Workers' Compensation and Employer's Liability (Excess of
Loss) Policy. This coverage can be tailored to provide the
necessary cover to comply with your self-insurance licensing
requirements.
Premiums for Excess of Loss Policies are
individually assessed and reflect your industry classification,
wages, claims experience, trends in your state or territory,
as well as your organisation's demonstrated commitment to
safety, risk and claims management.
Your organisation can determine its retention
amount, subject to your state/territory requirements, with
a minimum retention being $500,000. The retention level that
you choose will in turn be reflected in your premium.
The full services of QBE's claims management
expertise will be available to assist you with any claims
likely to exceed your nominated self-insured retention limit.
This will help optimise the outcomes for both your employees
and your business.
For more information, please contact QBE
Workers' Compensation.
National
Accounts Unit
Coordinated workers' compensation
services for national employers
The National Accounts Unit provides employers
with operations in more than 1 state with a coordinated approach
to managing workers' compensation. Operating through the broker
intermediary network, the primary focus of the Unit is on
client retention. Additionally the Unit:
- Pursues new business opportunities
- Coordinates services between QBE Branches
- Provides a national perspective to service
delivery and standards
- Performs analysis of workers' compensation
data
- Advises on direction, trends, policy
implications and strategies for improvements
- Explores various pricing mechanisms using
underwriting expertise in the managed fund and active state
environments.
QBE's National Account Unit can also advise
on:
- Risk analysis
- The relationship between workers' compensation
and human and industrial relations
- Systemic development issues between claims
management, risk management and early reporting
- Premium and analysis
- Training
- Legislative updates.
For more information, please contact QBE
Workers' Compensation.
Occupational Health
& Safety (OHS) Training
QBE is committed to assisting you with your
OHS needs wherever your employees are located.
We can provide you with training on a range
of OHS and Injury Management topics, including common workplace
safety issues, managing return to work and hazard management.
For more information, please contact QBE
Workers' Compensation.
OHS
Risk Management
Reduce the incidence & impact
of workers' compensation in your organisation
QBE’s Occupational Health and Safety
(OHS) Risk Management team has many years of experience across
a wide range of industries. We are available to assist clients
in developing and implementing OHS and Risk Management Systems
and prevention strategies, and to provide quality assistance
in the management of their OHS risks and responsibilities.
We aim to provide practical and comprehensive OHS assistance
to:
- Reduce the incidence and cost of injury and workers’
compensation claims
- Reduce the risk of prosecution by WorkCover through legislative
compliance strategies
- Develop an OHS culture, based upon continuous improvement.
For more information, please refer to the OHS Risk Management
Services (NSW) brochure or contact QBE Workers’ Compensation.
Self-Insurance
Services
Expertise, Flexibility & Partnership
Deciding to self-insure your workers' compensation
risk is an important business strategy. Organisational commitment
and individual expertise are required to effectively manage
your risk. Experience and knowledge can maximise the benefits
of self-insurance to your employees, as well as to the impact
on your bottom line.
QBE Self Insurance Services delivers quality
solutions to self-insurers who need assistance in some areas
of managing their risk. Our staff's knowledge and experience
gives us a leading edge when providing workers' compensation
to self-insurers. We can offer an extensive range of services
tailored to meet your organisation's needs.
This range includes:
- Case Management Services - providing
you with skills on-site staff, claims management systems,
technical/legal advice, injury management assistance
- Insurance Services - a tailored Excess
of Loss Policy to protect your business against potentially
disastrous workers' compensation liabilities
- Getting your Self-Insurance Licence - actuarial analysis
to determine the financial feasibility of self-insurance
for your organisation and if viable, assist in the application
process
- Integrated Environmental Analysis (IEA) - a purpose-built
tool to critically review the key areas impacting on your
OHS management and organisational policies and procedures
- Occupational Health & Safety Services - specialist
staff to provide comprehensive and practical assistance
in developing & implementing your OHS Management System
& prevention strategies
- Integrated Health Management - an integrated approach
to injury prevention, health promotion and injury management
to support the health of your work teams and individual
employees
- Education & Training Services - training programs
to develop your staff's knowledge & work skills can
be tailored to your organisation's needs and facilitated
at your workplace
- Specialist Services - including Injury Management, Actuarial,
Technical & Legal Claims Auditing, Job Placement, Medical
Auditing, Medical Utilisation, and Medical Consultation
For more information, please contact QBE
Workers' Compensation.
Workers' Compensation
Policy
Workers' Compensation is a compulsory class
of insurance for employers in all states and territories within
Australia.
Workers' compensation allows employees to
be compensated for personal injuries that arise out of or
in the course of their employment. Compensation may include
weekly payments to cover loss of earnings, medical expenses
and vocational rehabilitation. It is also designed to assist
the injured worker to return to work as soon as possible following
the injury.
Workers' compensation cover may be provided
by a private insurer (ACT, TAS, NT, WA) or by an insurer acting
as an agent for the Government Fund (NSW, VIC, SA). In Queensland
the scheme is controlled entirely by the State Government.
Depending on your state or territory, your
premium calculation may be influenced by:
- Type of industry and business activities
- Number of employees
- Estimate of your gross wages for the
year
- Claims experience and history
- Length of time that business has been
operating
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