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Premiums4Good snapshot
USD 2 billion by 2025

Our 2025 ambition is to grow our impact investments to USD 2 billion.

103 securities

Invested in by QBE as part of Premiums4Good as at 30 June 2023.

USD 1,585 million

Financial value invested in Premiums4Good as at 30 June 2023.


11 impact areas

invested in by QBE as part of Premiums4Good.

11 impact areas
Insurance Insider Honours

Insurance Insider Honours

Finder Awards 2022

Finder Awards
2022 Green Insurer of the Year, Australia

Finder Awards

Finder Awards
2020 Green Insurer of the Year, Australia

Business Intelligence Group Sustainability Awards

Business Intelligence Group Sustainability Awards
2020 Sustainability Award winner, Australia

Banksia Foundation Sustainability Awards

Banksia Foundation Sustainability Awards
Banksia Large Business Award, Finalist, Australia, 2019

Shared Value Project Shared Value Awards

Shared Value Project Shared Value Awards
Finalist, Australia, 2019

 
Ethical Corporation’s Global Responsible Business Awards

Ethical Corporation’s Global Responsible Business Awards
Finalist United Kingdom, 2019

Premiums4Good has a global reach. The below map indicates key geographical regions invested in through its pool of assets. Significantly, the Premiums4Good investment pool invests in developed and developing markets across the globe.

Key geographical areas

Aligned with 17 Sustainable Development Goals in line with the Global Priorities to 2030

We support the aims and objectives of the United Nations Sustainable Development Goals (SDGs) which arose through collaboration between governments, civil society, the private sector and academia. The SDGs seek to address the world’s most pressing environmental and social challenges and form part of a wider 2030 Agenda for Sustainable Development. In 2018, we aligned our sustainability agenda to support advancement of these global goals. As a universal agreement to work towards a better future, the SDGs align closely with our own purpose of enabling a more resilient future.

Recognising that many of the SDGs are cross-cutting, Premiums4Good investments are mapped at a high level to the SDGs.

UN sustainable development goals

Everyday premiums making an extraordinary difference to communities across the globe

Premiums4Good is an innovative initiative that sees QBE invest everyday premiums to make an extraordinary difference to communities across the globe.

Through Premiums4Good, we invest customers’ premiums into investments that have additional social or environmental benefits at no extra cost to the customer.

These investments include social impact bonds, social bonds, green bonds and infrastructure, supporting a range of projects and programs that seek to create change.

About our Premiums4Good impact investment approach

Premiums4Good supports our belief that we can deliver attractive risk-adjusted returns and business value, while also seeking to deliver positive social and environmental impact.

We have a globally consistent approach to impact investment across our North American, International (Asia), European and Australia Pacific operations.

A portion of all premium is directed to Premiums4Good. To help us grow Premiums4Good, select customers also can also choose to contribute more and opt in to allocate 100% of their premiums to the initiative.

Our ambition is to grow our impact investment allocation to USD 2 billion by 2025.

About our Premiums4Good investments

From renewable energy initiatives and sustainable infrastructure, to social services and programs to support vulnerable people and communities – Premiums4Good helps us, together with our customers and partners, make a difference.

Our current Premiums4Good investment portfolio spans multiple asset classes, geographies and impact areas. As of 30 November 2022 we had 103 securities valued at USD 1,585 million.

Premiums4Good - Securities and investment totals 2016-2021 infographic

Find out more

To find out more, download our Premiums4Good Investment Impact Report Half Year 2023, or contact your local QBE representative.

By simply choosing QBE as your insurance provider, your organisation is already helping create positive change.

Every insurance policy sold through a QBE financial institution partner is contributing to QBE’s global Premiums4Good investment pool.

Your customers won’t pay any more for their policy and they’ll still have the same level of cover. The big difference is they are helping to create positive change in communities here and around the world.

Can we contribute more to Premiums4Good?

Yes. We're delighted to be able to offer our financial institution partners the opportunity to contribute more to Premiums4Good. Once you’ve registered, QBE will direct 100% of your Home, Landlords, Motor or LMI QBE insurance portfolio into Premiums4Good.

To do so, simply contact your QBE Partnership Manager.

How will this affect my sales?

Premiums4Good is a risk-free offering for you and your customers. In fact, it's an ideal offering for a growing number of conscientious, future-focused Australians.

We want you to have all the information you need to help educate your team and customers, so additional sales and promotional collateral is available from your QBE Partnership Manager.

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Everyday premiums making an extraordinary difference to communities across the globe…

“Premiums4Good is a unique collaboration between QBE, our customers, partners and our shareholders, through which a portion of customer premiums are channelled into investments that have additional social or environmental benefits.

Premiums4Good supports QBE’s belief that we can deliver attractive risk-adjusted returns and business value, while also seeking to deliver positive social and environmental impact.”

Together, we’re making a difference.

Gary Brader, Chief Investment Officer, QBE Insurance Group

Supporting partners

Thank you for being part of our Partners4Good initiative.

Geelong Bank logo
illawarra credit union logo
Family First logo
WAW logo
Orange Credit Union logo
Firefighters Credit Co-operative
SouthWest Credit logo
Teachers Health logo
Qbank logo
Woolworths Team Bank logo

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Find out more

To find out more, download our Premiums4Good Investment Impact Report Half Year 2023, or contact your local QBE representative.