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Premiums4Good Snapshot
 

 

Our 2025 ambition is to grow our impact investments to USD 2 billion

 invested in by QBE as part of Premiums4Good at June 2020, up from 43 in December 2019.

Financial value invested in Premiums4Good as at June 2020.




 

invested in by QBE as part of Premiums4Good in June 2020

 

 
 

     
Finder Awards
2020 Green Insurer of the Year, Australia
Business Intelligence Group Sustainability Awards
2020 Sustainability Award winner, Australia
     
 Banksia Foundation Sustainability Awards
Banksia Large Business Award, Finalist,
Australia, 2019
Shared Value Project Shared Value Awards
Finalist, Australia, 2019
Ethical Corporation’s global
Responsible Business Awards

Finalist United Kingdom, 2019 
 


Premiums4Good has a global reach. The below map indicates key geographical regions invested in through its pool of assets. Significantly, the Premiums4Good investment pool invests in developed and developing markets across the globe.

 

Aligned with 17 Sustainable Development Goals in line with the Global Priorities to 2030

We support the aims and objectives of the United Nations Sustainable Development Goals (SDGs) which arose through collaboration between governments, civil society, the private sector and academia. The SDGs seek to address the world’s most pressing environmental and social challenges and form part of a wider 2030 Agenda for Sustainable Development. In 2018, we aligned our sustainability agenda to support advancement of these global goals. As a universal agreement to work towards a better future, the SDGs align closely with our own purpose to give people the confidence to achieve their ambitions.

UN sustainable development goals

Recognising that many of the SDGs are cross-cutting, Premiums4Good investments are mapped at a high level to the SDGs.

 

Everyday premiums making an extraordinary difference to communities across the globe

Premiums4Good is an innovative initiative that sees us invest everyday premiums to make a tangible difference to communities across the globe.

Through Premiums4Good, QBE invests a portion of customers’ premiums into investments that have additional social or environmental benefits, at no extra cost to our customers. 

These investments include social impact bonds, social bonds, green bonds and infrastructure, supporting a range of projects and programs that seek to create positive change.  

About our Premiums4Good impact investment approach 

Premiums4Good supports our belief that we can deliver attractive risk-adjusted returns and business value, while also seeking to deliver positive social and environmental impact. 

We have a globally consistent approach to impact investment across our North American, European and Australia Pacific operations. In 2019, each division committed a minimum of USD 100m, GBP 100m and AUD 100m of premium respectively to Premiums4Good on behalf of our policy holders. 

Additionally, to grow Premiums4Good, select customers can choose to contribute more and opt in to allocate 25% of their premiums to the initiative.

Our ambition is to grow our impact investments to USD 2 billion by 2025.

About our Premiums4Good investments

From renewable energy initiatives and sustainable infrastructure, to social services and programs to support vulnerable people and communities – Premiums4Good helps us, together with our customers and partners, make a difference.

Our current Premiums4Good investment portfolio spans multiple asset classes, geographies and impact areas. As at 31 December 2019 we had 48 securities valued at US$663 million. As at end June 2020 we had 66 securities valued at USD 904 million.

 

Find out more

To find out more, download our Premiums4Good Investment Impact Report 2019-2020, or contact your local QBE representative.

By simply choosing QBE as your insurance provider, your organisation is already helping create positive change.

Every insurance policy sold through a QBE financial institution partner is contributing to QBE’s global Premiums4Good investment pool. In 2019 we're committed to contributing a minimum of A$100 million on behalf of all QBE customers.

Your customers won’t pay any more for their policy and they’ll still have the same level of cover. The big difference is they are helping to create positive change in communities here and around the world.

Can we contribute more to Premiums4Good?

Yes. We're delighted to be able to offer our financial institution partners the opportunity to contribute more to Premiums4Good. Once you’ve registered, QBE will direct 25% of your Home, Landlords, Motor or LMI QBE insurance portfolio into Premiums4Good.

To do so, simply contact your QBE Partnership Manager.

How will this affect my sales?

Premiums4Good is a risk-free offering for you and your customers. In fact, it's an ideal offering for a growing number of conscientious, future-focused Australians.

We want you to have all the information you need to help educate your team and customers, so additional sales and promotional collateral is available from your QBE Partnership Manager.

girl in rain

Everyday premiums making an extraordinary difference to communities across the globe…

"Premiums4Good is a unique collaboration between QBE, our customers, partners and our shareholders, through which a portion of customer premiums are channelled into investments that have additional social or environmental benefits.

Premiums4Good supports QBE’s belief that we can deliver attractive risk-adjusted returns and business value, while also seeking to deliver positive social and environmental impact."

Together, we’re making a difference.

Gary Brader, Chief Investment Officer, QBE Insurance Group

Some of our local investments

Young man with standing in a park holding a basketball

Youth CONNECT Social Benefit Bond

Read how the program provides early intervention and support for young people.

Modern apartment buildings with balconies lit up

National Housing Finance and Investment Corporation (NHFIC) Social Bonds

Read how this social benefit bond is increasing the supply and quality of social and affordable housing across Australia.

Family standing in a park in the sunshine

Benevolent Society 'Resilient Families' Social Benefit Bond

Read how a pioneering social benefit bond helped keep families together.

 

Wind farm

Treasury Corp Victoria (TCV) Green Bond

Read how this Green Bond funds projects that are creating greener, more energy efficient communities across Victoria.

Hill view
Resolve Program

Read how this social benefit bond is driving meaningful change for those struggling with mental health problems.

Supporting partners

Thank you for being part of our Partners4Good initiative.

Orange Credit Union logo
Firefighters Credit Co-operative

 

SouthWest Credit logo
Teachers Health logo
Qbank logo 
Woolworths Team Bank logo

 

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Find out more

To find out more, download our Premiums4Good Investment Impact Report 2019-2020, or contact your local QBE representative.

Learn more about our global investments.