Domestic Helper

Our domestic helper insurance products help you fulfill your legal obligations as a responsible employer, and provide you with the protection in the unfortunate event of an accident or an illness of your domestic helper.

Domestic Helper Insurance Plan – Basic Plus Plan

• Employer's liability
• Hospitalisation and surgical expenses
• Repatriation expenses

Domestic Helper Insurance Plan – Comprehensive Plan

This plan offers protection in addition to the cover of the Basic Plus Plan:

• Personal accidents
• Clinical expenses
• Emergency dental expenses
• Temporary domestic helper allowance
• Replacement of domestic helper
• Infidelity
• Unauthorised long-distance call charges
• Public liability

Part-time Domestic Helper Insurance Plan

• Accidental death
• Permanent total or partial incapacity
• Temporary incapacity
• Usage of prostheses and surgical appliances
• Medical expenses

Domestic Helper Protector Plan

• Employer’s liability
• Clinical expenses for treatment by a registered medical practitioner resulting from sickness or injury sustained by your domestic helper
• Surgical and hospitalisation expenses if your domestic helper is hospitalised for surgery or treatment of sickness or injury
• Dental expenses
• Personal accident benefits if your domestic helper suffers from an accident during her rest days
• Loss of services cash allowances
• Repatriation expenses in the event that the domestic helper suffers from serious sickness or injury that results in she or he being medically unfit to work or in their death
• Replacement helper expenses in case the domestic helper is repatriated due to serious sickness, injury or death
• Fidelity guarantee to compensate the financial loss arising from the dishonest act of the domestic helper
• Domestic helper’s liability to third party bodily injury or property damage
• Optional cover on cancer and heart disease extension to cover surgical and hospitalisation expenses as well as a loss of service allowance

Important Notice:
The above only serves as a general description of our products and services. For full product details and coverage, please check with your local insurance broker or a QBE authorised agent.