6

Our domestic helper insurance products help you fulfill your legal obligations as a responsible employer, and provide you with the protection in the unfortunate event of an accident or an illness of your domestic helper.

Domestic Helper Insurance Plan – Basic Plus Plan

  • Employer's liability
  • Hospitalisation and surgical expenses
  • Repatriation expenses

Domestic Helper Insurance Plan – Comprehensive Plan

This plan offers protection in addition to the cover of the Basic Plus Plan:

  • Personal accidents
  • Clinical expenses
  • Emergency dental expenses
  • Temporary domestic helper allowance
  • Replacement of domestic helper
  • Infidelity
  • Unauthorised long-distance call charges
  • Public liability

Part-time Domestic Helper Insurance Plan

  • Accidental death
  • Permanent total or partial incapacity
  • Temporary incapacity
  • Usage of prostheses and surgical appliances
  • Medical expenses

Domestic Helper Protector Plan

  • Employer’s liability
  • Clinical expenses for treatment by a registered medical practitioner resulting from sickness or injury sustained by your domestic helper
  • Surgical and hospitalisation expenses if your domestic helper is hospitalised for surgery or treatment of sickness or injury
  • Dental expenses
  • Personal accident benefits if your domestic helper suffers from an accident during her rest days
  • Loss of services cash allowances
  • Repatriation expenses in the event that the domestic helper suffers from serious sickness or injury that results in she or he being medically unfit to work or in their death
  • Replacement helper expenses in case the domestic helper is repatriated due to serious sickness, injury or death
  • Fidelity guarantee to compensate the financial loss arising from the dishonest act of the domestic helper
  • Domestic helper’s liability to third party bodily injury or property damage
  • Optional cover on cancer and heart disease extension to cover surgical and hospitalisation expenses as well as a loss of service allowance

Important Notice:
The above only serves as a general description of our products and services. For full product details and coverage, please check with your local insurance broker or a QBE authorised agent.

Need more help?