Agents' Newsletter

Braving the Peak · An Exclusive Reward Journey

On the path to excellence, every effort deserves to be seen and recognized. This year’s reward trip awaits those who dare to challenge themselves and strive for achievement. Let your hard work become a journey—and let that journey be the beginning of your next story.

Agents who achieve HK$50,000 or above in new policy premium during the promotion period will have the opportunity to join the 2026 Agent Incentive Trip.

Incentive Trip Details:
Promotion Period: 1 January 2026 – 31 July 2026
Qualification Requirements:

• New policies issued during the promotion period must total at least HK$50,000 in premium.
• The top 50 general insurance agents, ranked by total new policy premium, will be invited to join the QBE incentive trip.

Exclusive Rewards for Top Agents:

• The top 5 agents will enjoy premium luxury privileges.
• Agents with new policy premium of HK$300,000 or above
  • will receive a complimentary upgrade to a single-room accommodation.

Rise to the peak in 2026—turn your hard work into every unforgettable moment along the journey.

Click here to view the highlight video of QBE 2025 Incentive Trip.

Promotion Extended! Enjoy 10% off QBE Employees’ Compensation Insurance to help you capture new business!"

Good news! QBE Hong Kong’s 10% discount program for Employees’ Compensation Insurance (EC) has been very well received in the market. To thank our agents for their support, we have decided to extend the offer until March 31, 2026! Agents, make the most of this extended period to drive more cross-selling and capture the market!

Promotion:

• Issue Employees’ Compensation Insurance ( EC) ( New Business) , you will enjoy 10% discount promotion.
• Promotion Period: Now to 31 March 2026

Key Highlights:
📈 The total commission payout for new Employee Compensation Insurance business in 2025 exceeds HKD 4 million.

Why choose QBE's employee compensation insurance?

1. Competitive Premiums: Our 10% discount program not only makes premiums more competitive but also helps clients save costs.
2. Comprehensive Coverage: QBE provides thorough employee compensation coverage, ensuring your employees are well protected at work.
3. Customer Trust: Our growth data shows that customer trust in us is continually increasing, which is a testament to our ongoing efforts.

10% discount campaign on ECI premiums is still in progress. Agents issue new ECI policies and submit renewal notices for existing company will enjoy a 10% discount on the ECI premium based on the renewal notice's premium of existing company . This promotion is applicable to various industries and aims to assist agents in winning more new business opportunities, and achieve great results together.

Insuring Process:

1. Issue quote in Qnect:
   • Issue Quote via Qnect, and upload the “renewal notice” from other insurers in Qnect and remark “EC Price Match” in the Qnect referral to underwriters.
2. Issue quote in non Qnect:
   • Remark “EC Price Match” in the Qnect referral to underwriters.
   • Attach the “renewal notice” and send to [email protected].
   • For gross premium over HK$30,000, please copy your RM in the email.

Travel with Peace of Mind, Health without Limits!

QBE Hong Kong has been launched an exclusive, limited-time extended coverage for Manulife agents. From now until April 17, 2026, when purchasing a single trip travel insurance (Gold Plan) (new business) via Qnect, clients will receive the “Extended Coverage for Pre-existing Conditions” endorsement! This protects clients from unexpected health issues during their trip, especially those with existing medical conditions.

Key Coverage Highlights:
If, during a Journey outside Hong Kong, the Insured Person suffers an acute onset of a Pre-existing Medical Condition, the Company will extend the following benefits:

• Section 3.2 Benefit 1 – Medical Expenses
• Section 3.2 Benefit 3 – 24-Hours Worldwide Emergency Assistance Service
  To reimburse the necessary and reasonable expenses incurred by the Insured Person, up to a maximum of 30 days from the date of the acute onset.

This extension shall apply only if all of the following conditions are met:

(a) The Insured Person is compliant with all medical advice provided by their treating Registered Medical Practitioner in respect of their Pre-existing Medical Condition(s), including but not limited to attending scheduled appointments, undergoing recommended tests, taking prescribed medication, and not deferring or refusing any treatment or surgery.

(b) The Insured Person does not have any undiagnosed symptoms or conditions for which medical consultation, investigation, diagnosis, treatment or surgery is pending.

(c) In the twelve (12) months immediately preceding the commencement of the Journey, the Insured Person has not:

i. attended an accident and emergency department more than once;
ii. been hospitalised for more than three (3) consecutive days; or
iii. been hospitalised on more than one (1) occasion.

Note: This extension does not cover trip cancellation, curtailment, hospital or quarantine cash allowance.

Travel confidently, even with a medical history! Learn more now.

Take advantage of this limited-time offer and actively promote it to your clients.
Agents can share the promotional link directly with clients for easier promotion and order conversion. (Old links are no longer valid)

Chinese website: https://manulife-campaign.com.hk/tc/gi
English website: https://manulife-campaign.com.hk/en/gi

Please click here to review endorsement of extension of cover for pre-existing medical conditions.
Please click here to review single travel brochure and policy wording.
Please click here to review FAQ of Extended Coverage for Pre-existing Conditions ( Updated).

Latest District Arrangement for Relationship Manager

To ensure each district receives more attentive, professional, and timely support, we have updated the allocation of Relationship Managers for each district. This adjustment further enhances communication efficiency and professional service standards, while strengthening collaboration between RMs and the respective districts.

Please click here to view the latest RM Support List, or click here to download the districts directory to locate your Relationship Manager.

To ensure each district receives more attentive, professional, and timely As we step into a brand-new year in 2026, we are excited to launch a series of product training courses, featuring our newly introduced “GoFlex Travel Insurance” and Beauty & Spa Package. These courses are designed to help agents deepen their understanding of product features and market advantages, while enhancing sales techniques and overall competitiveness.

The above covers the training content from January to March. The sessions will cover not only professional product knowledge, but also underwriting and claims department sharing, helping you strengthen interactions with clients. Agents are invited to log in to CPDTS via ManuTouch to register and attend the sessions. Each training session will earn 2 non-core CPD points.