Agents' Newsletter

To further support Manulife Financial Advisors in expanding their insurance business, from 25 February 2026 to 31 July 2026, Manulife Financial Advisors who issue new commercial and specialty insurance policies will be entitled to an additional 2% commission. This incentive help you conduct business negotiations more effectively and expand your client base.

Incentive Program Details
Promotion period: 25 February 2026 to 31 July 2026

• Incentive: An additional 2% commission for each new commercial insurance and specialty insurance policy
• Eligibility requirements: The policy must be a new policy under the specified commercial insurance and specialty insurance categories

We sincerely invite all Manulife Financial Advisors to make full use of this promotional offer to accelerate deal closures and achieve stronger business growth during the promotion period.
For any quotations or enquiries regarding non Qnect products, please email [email protected].

Promotion Extended to 31 March 2027 | 10% Discount on QBE Employees’ Compensation Insurance

The market opportunity is right in front of you!
To help agents continuously expand their Employees’ Compensation (EC) insurance business, QBE Hong Kong is pleased to officially extend the 10% discount promotion on EC Insurance until 31 March 2027. This allows you to continue winning new clients with a highly competitive solution in an increasingly challenging market.

Promotion:

• Issue Employees’ Compensation Insurance ( EC) ( New Business) , you will enjoy 10% discount promotion.
• Promotion Period: Now to 31 March 2027

Proven Performance, Trusted Strength:

Employees’ Compensation Insurance remains a core market necessity. In 2025, commissions generated from new EC business exceeded HKD 4 million, clearly demonstrating its strong growth potential and long term value. It is an essential business growth engine for agents.

Practical Advantages for Agents:

1. Competitive Premiums: The 10% discount helps improve conversion rates and makes it easier for clients to make purchasing decisions.
2. Reliable and comprehensive protection: QBE provides robust Employees’ Compensation coverage, giving both employers and employees peace of mind.
3. Supports cross selling opportunities: Employees’ Compensation Insurance can be bundled with other commercial insurance products, creating additional business opportunities for agents.

10% discount campaign on ECI premiums is still in progress. Agents issue new ECI policies and submit renewal notices for existing company will enjoy a 10% discount on the ECI premium based on the renewal notice's premium of existing company . This promotion is applicable to various industries and aims to assist agents in winning more new business opportunities, and achieve great results together.

Insuring Process:

1. Issue quote in Qnect:
   • Issue Quote via Qnect, and upload the “renewal notice” from other insurers in Qnect and remark “EC Price Match” in the Qnect referral to underwriters.
2. Issue quote in non Qnect:
   • Remark “EC Price Match” in the Qnect referral to underwriters.
   • Attach the “renewal notice” and send to [email protected].
   • For gross premium over HK$30,000, please copy your RM in the email.

Building on the enthusiastic response to last year’s campaign, we are pleased to launch the Hong Kong Sevens promotion again this year, with the aim of celebrating achievements and sharing exciting moments with more Manulife Financial Advisors.

From 1 March to 31 March 2026, for every new insurance policy successfully issued via Qnect, participants will earn one chance to enter the lucky draw for Hong Kong Sevens admission tickets. The more you achieve, the greater your chances of winning!

Promotion Details:
Promotion Period: 1 March to 31 March 2026
Eligible Policies: New insurance policies issued via Qnect are eligible for one lucky draw entry for Hong Kong Sevens admission tickets.
Match Date: 17 April 2026 (Friday)

Lucky Draw Quota:
Diamond Agents: 3 winners
Silver Agents: 2 winners
Blue Agents: 1 winner

Seize the opportunity, go all out during the promotion period, and join us at the Hong Kong Sevens to experience the electrifying atmosphere live!

Join the QBE Hong Kong Brand Campaign — Win Gift Vouchers Worth Up to HKD 1,500!

QBE’s Latest Brand Campaign Is Officially Live!
We understand that brand awareness plays a vital role in customer communication and trust-building. Through this brand promotion campaign, we aim to enhance public awareness of QBE, helping you build trust with clients more smoothly and make sales with greater confidence and ease.

Snap a Photo & Win Prizes!
From now until 29 March, simply take a photo that includes a designated QBE outdoor advertisement and upload it to the comment section of this post for a chance to win attractive prizes.

How to Participate:

1. From 2 March to 29 March 2026, keep an eye out for QBE brand outdoor advertisements (in Hong Kong Island and Kwun Tong districts).
2. Take a photo featuring the outdoor advertisement.
3. From 2 March to 31 March 2026, upload your entry to the comment section of this post and leave the comment “At the heart of it.”
4. Invite friends to like (👍) your photo.
5. The top three participants with the highest number of likes will be the winners.

Let’s capture QBE in action together!

How to Comment on the Post: In the comment section of the Facebook campaign post, upload your entry photo and leave the comment “At the heart of it.”

Prizes
🏆 Champion: HKD 1,500 Gift Voucher
🥈 First Runner up: HKD 800 Gift Voucher
🥉 Second Runner up: HKD 500 Gift Voucher
📢 The results will be announced on 9 April in the same Facebook post.
Let’s bring the QBE brand to every corner of the city and turn visibility into real impact!
* Please click here to visit the QBE Facebook Distribution Page

【Flash Offer】QBE “GoFlex Travel Insurance” – Limited-Time 10% Premium Discount

From 1 February until 31 March, all new GoFlex Travel Insurance policies issued via the Qnect platform — regardless of plan type — are entitled to a 10% premium discount.

Enhanced coverage — don’t miss out!
If your customers usually purchase Single Trip Travel Insurance, now is the perfect time to upgrade to a GoFlex Travel 90-day, 180-day, or 1-year plan. The departure date can be set up to 90 days in advance, seamlessly covering the upcoming travel peak seasons such as:
🐣 Easter
🌞 Summer holiday
As long as the total journey duration does not exceed the policy limit*, customers will no longer need to purchase insurance before each trip — making travel far more convenient.
* Maximum 45 or 90 days per trip depending on the selected plan.

One Policy, Multiple Trips — Convenient and Worry-Free
👨‍👩‍👧‍👦 Family Travel (Recommended: 180-day plan)
Mr. Chan and his family are planning several trips: a New Year Bangkok getaway, an Easter visit to Taipei, and a summer vacation in Okinawa.
The 180-day GoFlex Travel plan covers the entire travel period, saving them from repeated purchase hassles.
🌟 For Fans & Frequent Flyers (Recommended: 90-day plan)
Ms. Lee is a K-pop lover and will be flying to Seoul, Tokyo, and Singapore over the next three months for various concerts.
The 90 day GoFlex plan protects her throughout the whole fan chasing journey — no more worrying about forgetting to buy travel insurance before departure.

Product Highlights

• 📅 Flexible policy durations: 90 days, 180 days, or 1 year
• 👮 Abduction Incident Support
• 🍽️ Food Poisoning Cash Allowance
• ❤️ Severe Turbulence Trauma Support

* All benefits are subject to policy terms and conditions.

Campaign Period: 18 January – 28 February 2026 (based on transaction date)
Eligible Products*: All new GoFlex Travel Insurance policies issued via Qnect
*All premiums must be settled on or before 31 March 2026 to enjoy the discount.

📝 Simple Application Process:

1. Log in to Qnect and select “Travel” insurance

2. Choose the desired coverage period and complete the application

Resources — Stay Fully Informed:
Click the links below to access helpful reference materials:

• Please click here to review the Policy Endorsement Notice
• Please click here to review the Single Trip Travel Insurance Brochure and Policy Wording
• Please click here to review the GoFlex Travel Insurance Brochure and Policy Wording
• Please click here to review the GoFlex Travel Insurance FAQs

All coverage is subject to policy terms and conditions.

Travel with Peace of Mind, Health without Limits!

QBE Hong Kong has been launched an exclusive, limited-time extended coverage for Manulife agents. From now until April 17, 2026, when purchasing a single trip travel insurance (Gold Plan) (new business) via Qnect, clients will receive the “Extended Coverage for Pre-existing Conditions” endorsement! This protects clients from unexpected health issues during their trip, especially those with existing medical conditions.

Key Coverage Highlights:
If, during a Journey outside Hong Kong, the Insured Person suffers an acute onset of a Pre-existing Medical Condition, the Company will extend the following benefits:

• Section 3.2 Benefit 1 – Medical Expenses
• Section 3.2 Benefit 3 – 24-Hours Worldwide Emergency Assistance Service
  To reimburse the necessary and reasonable expenses incurred by the Insured Person, up to a maximum of 30 days from the date of the acute onset.

This extension shall apply only if all of the following conditions are met:

(a) The Insured Person is compliant with all medical advice provided by their treating Registered Medical Practitioner in respect of their Pre-existing Medical Condition(s), including but not limited to attending scheduled appointments, undergoing recommended tests, taking prescribed medication, and not deferring or refusing any treatment or surgery.

(b) The Insured Person does not have any undiagnosed symptoms or conditions for which medical consultation, investigation, diagnosis, treatment or surgery is pending.

(c) In the twelve (12) months immediately preceding the commencement of the Journey, the Insured Person has not:

i. attended an accident and emergency department more than once;
ii. been hospitalised for more than three (3) consecutive days; or
iii. been hospitalised on more than one (1) occasion.

Note: This extension does not cover trip cancellation, curtailment, hospital or quarantine cash allowance.

Travel confidently, even with a medical history! Learn more now.

Take advantage of this limited-time offer and actively promote it to your clients. Agents can share the promotional link directly with clients for easier promotion and order conversion. (Old links are no longer valid)

Chinese website: https://manulife-campaign.com.hk/tc/gi
English website: https://manulife-campaign.com.hk/en/gi

Please click here to review endorsement of extension of cover for pre-existing medical conditions.
Please click here to review single travel brochure and policy wording.
Please click here to review FAQ of Extended Coverage for Pre-existing Conditions ( Updated).

Major Upgrade to the Chinese Medicine Practitioner Insurance Effective for all policies incepting or renewing on or after 2 March 2026 (based on policy inception date), the Chinese Medicine Practitioner Insurance will undergo a comprehensive upgrade. The deductible will be further reduced, allowing practitioners to enjoy enhanced protection and focus with greater peace of mind when providing professional medical services.

Highlights of the Upgraded Chinese Medicine Practitioner Insurance:

This newsletter is for reference only. All terms and conditions are subject to the English version of the official policy document.

*Click here to view the Chinese Medicine Practitioner Insurance Brochure ( Chinese version only) and Proposal / Renewal Form (for policies incepting on or before 1 March 2026).

*The latest version of the Chinese Medicine Practitioner Insurance Brochure ( Chinese version only), Application / Renewal Form (for policies incepting on or after 2 March 2026) will be released shortly.

QBE regularly provides product training for Manulife agents to help them gain a deeper understanding of product features and advantages, while enhancing overall sales capabilities and market competitiveness.

The table above outlines the training programmes scheduled for March. In addition to in depth product knowledge, the sessions will also include sharing from the Underwriting and Claims teams, helping to strengthen your interactions and engagement with clients.

Agents are kindly requested to log in to CPDTS via ManuTouch to register and attend the courses. Each training session is eligible for 2 non core CPD points.

QBE x Manulife Spring Dinner

Last month, QBE and Manulife came together to celebrate the Lunar New Year, gathering with District Directors and Manulife Financial Advisors in a joyful and festive atmosphere. The evening provided a valuable opportunity for networking and interaction as we jointly embraced the opportunities and challenges of the year ahead.

QBE would like to extend our sincere appreciation to all partners for your continued support. We look forward to walking alongside Manulife in the year ahead, deepening our collaboration and working together to achieve even greater success.

* Please click here to view the dinner photos.

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Q4 Rolex Watch Grand Lucky Draw

The Q4 “Personal Insurance New Business Rolex Lucky Draw” has successfully concluded. We would like to extend our sincere thanks to all Manulife Financial Advisors for your continued dedication and support, and to commend your professionalism and passion in driving individual insurance new business.

Congratulations to Gary from Manulife, the lucky winner of the Q4 Rolex Lucky Draw! We would also like to express our heartfelt appreciation for Gary’s ongoing commitment and perseverance, as well as his outstanding performance in contributing to business growth.

Once again, thank you to all Manulife Financial Advisors for your enthusiastic participation and unwavering efforts. QBE looks forward to continuing our close partnership with you, working hand in hand to create even more achievements worth celebrating in the future.

QCyber Threat Intel Webinar Series

QBE will be hosting a Cyber Risk Webinar on 26 March 2026, providing participants with concise and practical insights into the latest cyber risk landscape. The webinar will focus on key cyber threats, analysis of major incidents, claims observations, and emerging trends, helping organizations manage today’s most critical cyber risks more effectively.

Webinar Details:
Date: 26 March 2026
Time: 2:00 PM – 3:00 PM
Webinar content (conducted in English):

• Latest developments in ransomware and the overall threat landscape
• Threat actor activities and evolving attack techniques
• Analysis of major cybersecurity incidents — what happened and why
• Forward looking threat insights and emerging cyber risk trends

* Please click here to register for the Cyber Risk Webinar

Agent Incentive Trip – Interim Result

The Agent Incentive Trip was announced in January 2026. Agents who achieve HKD 50,000 or above in new policy premiums during the promotion period will be eligible to participate in the 2026 Agent Incentive Trip.The challenge is still ongoing.

Please click here to view the February interim report for the Top 50 challengers.