CURRENT PROMOTION
Promotion Period: Now to 31 December 2025

Renewal Annual Travel Insurance via Qnect, ever policy can get:

Now to 31 December 2025 (Both days inclusive)	Rewards
Premium per Renewal Policy^ ( HK$ 1,000 or above – HK$1,999 )	Every new policy can get HK$100 Supermarket e-voucher
Premium per Renewal Policy^ (HK$2,000 or above )	Every new policy can get HK$200 Supermarket e-voucher

* After renewal, the product will be updated to GoFlex Travel Insurance.
* All premiums for renewal policies must be paid by 31 December 2025 to qualify for rewards.
^ The premium is the gross premium and does not include the premium levy.

Terms & Conditions:

For each renewal of an annual travel insurance policy on Qnect between December 4, 2025 and December 31, 2025 (inclusive of both dates), each policy will receive a supermarket e-voucher.
During the promotion period, for each renewal of an annual travel insurance policy: If the renewal premium is HKD 1,000 or above up to HKD 1,999, each policy will receive a HKD 100 supermarket e-voucher.If the renewal premium is HKD 2,000 or above, each policy will receive a HKD 200 supermarket e-voucher.
The above promotions are only applicable to renewal Qnect Annual Travel Insurance during the “Promotion Period” and are subject to the policy transaction date.
The above e-vouchers will be sent to the agent Qclub mobile app within two months after issuing quotation's date. The e-vouchers will not be replaced if lost or damaged.
No refund of premium will be allowed once the policy is issued when the policy enjoy the campaign.
After renewal, the product will be updated to GoFlex Travel Insurance.
All premiums for renewal policies must be paid by 31 December 2025 to qualify for rewards.
The above general insurance product ("Product") is underwritten by QBE Hongkong & Shanghai Insurance Limited (“QBE Hong Kong”) which is authorized and regulated in Hong Kong by the Insurance Authority and is only applicable to licensed insurance agents of Manulife (International) Limited (incorporated in Bermuda with limited liability), who have also registered as licensed insurance agents appointed by QBE Hong Kong.
In case of disputes, please contact QBE Hong Kong directly. QBE Hong Kong reserves the right to make the final decision and modify or terminate the above promotion offers.
The Chinese version of these Terms & Conditions shall prevail in case of any discrepancy between the Chinese and English versions.