QBE’s Miscellaneous Medical Liability insurance offers tailored protection for healthcare professionals outside the traditional hospital or physician setting, covering you against claims of negligence, errors, or omissions. Whether you’re a therapist, technician or specialized provider, this coverage helps safeguard your reputation and financial stability, so you can focus on delivering exceptional care without the worry of unexpected legal challenges.
Capacity
- Primary & Excess/Umbrella available
- Limits up to $6M each claim, $15M aggregate
Coverages
- Professional Liability
- General Liability
- Products Completed Operations
- Employee Benefits Liability
- Sexual Misconduct Liability
- Hired and Non-Owned Auto
- Errors & Omissions (E&O)
- Tech E&O
- Umbrella, inclusive of Auto & Employer's Liability
Account targets
- Middle market & large risks
- Minimum Policy Premium $25K
- Average premium $100K
- For-profit, not-for-profit and governmental
Preferred vendor partnership
QBE collaborates with trusted industry partners to provide healthcare organizations with access to valuable risk management resources and services. Through these partnerships, eligible customers can access tools and guidance designed to support compliance efforts, strengthen risk management practices and help navigate operational challenges.
Available to eligible Miscellaneous Medical Liability customers:
Available to eligible Miscellaneous Medical Liability customers:

OmniSure Risk Consulting
QBE has partnered with OmniSure Risk Consulting to offer RiskFit® Essentials to qualifying healthcare and human services organizations. RiskFit® Essentials provides access to profession-specific risk management programs, a confidential helpline available via web, email or phone, and periodic risk management resources and tips. Helpline specialists can provide guidance on topics such as reporting requirements, compliance concerns, patient-related issues and operational challenges.
Certain coverages may be provided by a surplus lines insurer and may not be available in all jurisdictions. Coverage is subject to actual policy language and the information provided is for general informational purposes and does not constitute an offer to sell or a solicitation.
