Our affordable auto insurance rates are based on each individual’s driving behavior – not everyone’s. We understand that records – both on and off the road – can improve over time. That’s why QBE reviews driving records and other characteristics every time policies are renewed, and we reward responsible drivers with our most competitive rates.*

Other ways to save*

Besides individualized pricing, we offer:

  • Good student discount
  • Proactive customer discount
  • Passive restraint discount
  • Longevity discount
  • Accident/violation-free discount
  • Multi-policy discount

FlexAuto coverages include:

  • Bodily injury
  • Property damage
  • Medical payments/PIP
  • Physical damage
  • Uninsured/underinsured motorists

Optional coverages include:

  • Towing and labor
  • Audio/visual equipment
  • Transportation expenses

Accident Forgiveness program*

If a policyholder or household member is involved in an accident, he/she can still receive good rates through our Accident Forgiveness program. We waive the customary premium surcharges for policyholders who’ve had at least four years of continuous coverage and been free of chargeable, at-fault accidents for at least three years.

* Not available in all states.


FlexAuto (pdf)

FlexAuto20 (pdf)