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Premium Rate Tables

Provisional Sales and Purchase agreement executed on or after 7 July 2023

Owner-Occupied Residential Property Loans

Property value up to HK$6 million

ltv threshold 70

ltv threshold 60

Property value up to HK$15 million

ltv threshold 70

ltv threshold 60

Property value above HK$15 and up to HK$30 million LTV Threshold at 70%

ltv threshold 70

ltv threshold 60

ltv threshold 50