QBE 2019 full year results

Our International Division incorporates our European Operations and Asia (Hong Kong, Singapore, Malaysia and Vietnam) and provides a range of insurance products and risk management solutions across commercial, personal and specialty lines.

Australia Pacific comprises our operations in Australia, New Zealand, India and the Pacific and combines our expertise in commercial and small and medium enterprise (SME) with a targeted presence in personal lines, including home, motor and Compulsory Third-Party insurance.

North American Operations is an integrated specialist insurer offering speciality commercial, personal and reinsurance capabilities to meet our customers’ evolving needs.