Why QBE?
QBE is at the heart of protecting Kiwi businesses
For over 125 years, QBE has been at the heart of the economy, supporting Kiwi businesses with global strength and local expertise.
We stand beside the people and industries that keep New Zealand moving – whether it’s small businesses, large corporates, local councils, or critical infrastructure.
But at the heart of it all are people. Behind every policy, there’s a person, a dream, a future to protect. And when it matters most, our customers know they can count on more than just policies or claims – they can count on people who genuinely support them.
That’s the QBE difference – innovative solutions, real support, delivered with heart.
Cover you can depend on
At QBE, we go beyond insurance. We’re here to help you protect what matters, seize new opportunities, and bounce back stronger when challenges arise. Here’s what sets us apart:
- Simplified experience: We make insurance easy. From intuitive digital tools to responsive, transparent claims, we streamline every interaction so you can focus on what you do best, running your business.
- Trust built on action: We earn trust by delivering on our promises. Our customers know they can rely on us for clear communication, expert advice, and unwavering support when it matters most.
- Customer-centric solutions: We take the time to understand your business, your risks, and your goals. That insight allows us to tailor solutions that truly fit – building long-term partnerships based on empathy and understanding.
- Innovation that matters: We don’t just keep up – we think differently. From streamlining claims to developing smarter risk solutions, we’re continuously innovating to deliver real value where it matters.
How can we protect your business?
With our collaborative approach, we’re confident that QBE Insurance can be a trusted partner in supporting your business success.
Get in touch with your insurance broker to discuss how we can help.
We choose to work with brokers and advisors
QBE provides customer-focused insurance solutions through an extensive network of experienced brokers and advisors.
These trusted partnerships bring together specialist knowledge and tailored cover, helping customers make informed decisions and achieve their goals.
Because no two customers are the same, we choose to work with brokers and advisors whose expertise ensures Kiwi businesses receive the right advice and insurance solutions that reflect their specific needs and risks.
We've got you covered
The combined expertise of QBE and your insurance broker means together we can build an insurance package that’s tailored to your business.
Liability
As New Zealand’s leading liability insurer, QBE provides essential cover for all business types, including many niche and specialist risks. Support your business with cover that can help manage legal defence costs, negotiated settlements, and courtawarded expenses. Our experienced liability claims team gives you access to leading lawyers to protect your brand and reputation.
Property
A large part of your business’ value is tied up in physical assets, so damage or loss without adequate insurance can be financially crippling. QBE’s Material Damage and Business Interruption insurance protects buildings, stock, equipment and more. It can be extended to cover lost profits, wages, and other costs during interruptions to your business. With support from QBE’s Risk Management team, you can better prepare for unexpected events like burglary, fire, storm damage, earthquakes, or accidents.
Construction and Engineering
QBE Insurance underpins many of New Zealand’s largest and most challenging projects, offering equipment cover and security on residential, commercial and civil engineering projects. Our Contract Works insurance provides protection during construction (and if required during any maintenance period) on either an annual or single project basis.
Commercial Motor
QBE Commercial Motor insurance can minimise disruption to your business following damage to or theft of commercial vehicles and company cars. Our cover also includes $10,000,000 liability protection for third party property damage.
Trade Credit
QBE’s credit insurance protects businesses from commercial bad debts when trading on credit within New Zealand or overseas. We offer tailored solutions for companies of all sizes, from small businesses to large corporations. Exporters can also choose optional cover for Contract Repudiation and Political Risk events.
Marine
Providing insurance to the marine industry for over 125 years, QBE is recognised as a global leader. Our specialist underwriters provide flexible, tailored responses for importers/exporters, ship builders, repairers, vessel owners and associated businesses. Our marine cargo products include Cargo Plus and Cold Cargo, which uniquely include automatic Loss of Profits cover, alongside standard protections. For one-off shipments or unusual destinations, QBE’s Single Transit Cargo policies provide flexible, cost-effective cover.
Cyber
Protect your business from the financial fallout of cyber threats. Our Cyber Insurance provides comprehensive coverage for cyber events like data breaches or ransomware attacks, helps cover the cost of business interruptions, and includes protection against third-party liabilities, such as regulatory investigations and credit monitoring expenses. It’s peace of mind in a digital world.
Claims – here when you need us
What drives us is a passion for supporting our customers, to get their businesses back up and running as quickly as possible. We know it’s not just what we do that matters, it’s how we do it that makes the difference.
Our company values—also known as our DNA—underpin everything we do, driving our dedication to providing a fair and excellent claims service. We always look for ways to pay claims within the scope of the policy, ensuring our brokers and customers have confidence in transparent and reliable outcomes.