Professional Liability

Perform your professional or corporate duties with poise

In today’s world, professionals operate in an environment of increased responsibility and accountability. As a result, they potentially can be exposed to claims of a 'professional indemnity' nature.

Legal liabilities can prove financially crippling to any professional's business and the damage is often further compounded by a loss of reputation. Against this backdrop, more and more professionals now realise that they may face litigation at some stage during their career and are seeking professional indemnity cover to manage this risk.

QBE’s Professional Indemnity Insurance offers a range of covers with both automatic and optional extensions to help protect the reputation of professionals and the viability of their practice or business, including:

QBE Professional Indemnity Insurance is designed to protect you and your company against allegations of professional negligence:

Automatic cover

• Cost and expenses in addition to limit of indemnity
• Breach of contract
• Consultants, subcontractors and agents
• Defamation
• Continuous cover
• Fair trading legislation
• Intellectual property (civil liability basis only)
• Joint venture liability (civil liability basis only)
• Loss of documents
• Previous business

Optional cover

• Automatic reinstatement
• Cost of representation at registration board proceedings
• Fraud and dishonesty of employees

Directors’ and Officers' Liability Insurance helps cover legal defence, settlements and costs/damages awarded against directors and officers in court:

Automatic cover

• Advancement of defence costs
• Continuous cover
• Health and safety defence costs
• Official investigations and enquiries
• Severability and non-imputation
• Compensation for courts costs (subject to sub-limits)
• Estate and legal representatives/spousal liability
• Innocent non-disclosure
• Pollution legal costs
• Preservation of indemnity
• Successful defence of criminal prosecution

Optional cover

• Outside directorship
• Extended reporting period

Important Notice:
The above only serves as a general description of our products and services in some of our Pacific operations. Please note that not all the products are offered in all markets. For full product details and coverage or to check on the product availability in your market, please contact your local insurance broker or a QBE authorised agent.