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QBE’s motor insurance cover is designed to meet the needs of individuals looking to cover:
- Accidents and damage to vehicles
- Theft
- Third party liability
| Summary of Coverage / Benefits | Description |
|---|---|
| Protection and removal after accident | Limit up to S$300, for towing fees following loss or damage insured under the Policy. |
| Third party property damage (TPPD) | Limit up to S$10,000,000 |
| Medical expenses | Limit up to S$300 per injured person in the event of an accident |
| Personal accident benefits for insured | Limit up to S$20,000 during any one period of insurance |
| Personal accident benefits for passengers | Limit up to S$10,000 per person, aggregate up to S$50,000 during any one period of insurance |
| Windscreen cover |
|
| Loss of use | Limit: S$250 per policy period, S$50 per day up to 5 days. This is applied to repairs which are more than 5 days. |
| No claim discount (NCD) protector |
|
| Safe Driver Discount (SDD) | Additional 5% SDD regardless of NCD level with proof of Certificate of Merit (COM) |
| Workshop | QBE approved repairer only |
| Franchise workshop | Only applicable for vehicle under original manufacturer warranty. Additional excess of S$750 apply unless purchase waiver with additional premium |
| New car replacement | Replace or pay the full purchase price. Applicable for brand new vehicles up to 36 months |
| Excess for young and/or inexperienced driver - All Claims | Excess of S$3,500 is applicable for each and every event for driver aged below 23 years old and/or with less than 2 years of driving experience in Singapore |
| No Claim Discount (NCD) validity period | NCD is valid for up to 3 years from the date of expiry or cancellation of your last motor policy |
Policy Owners' Protection Scheme
This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact QBE Insurance (Singapore) Pte Ltd or visit the GIA/LIA or SDIC websites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg).
Important Notice:
The above only serves as a general description of our products and services. For full product details and coverage, please check with your local insurance broker or a QBE authorised agent.