QBE’s motor insurance cover is designed to meet the needs of individuals looking to cover:

  • Accidents and damage to vehicles
  • Theft
  • Third party liability
Summary of Coverage / Benefits Description
Protection and removal after accident Limit up to S$300, for towing fees following loss or damage insured under the Policy.
Third party property damage (TPPD) Limit up to S$10,000,000
Medical expenses Limit up to S$300 per injured person in the event of an accident
Personal accident benefits for insured Limit up to S$20,000 during any one period of insurance
Personal accident benefits for passengers Limit up to S$10,000 per person, aggregate up to S$50,000 during any one period of insurance
Windscreen cover
  • Unlimited windscreen cover for first 2 windscreen claims during one period of insurance
  • No windscreen excess applicable and NCD will not be affected
  • Subject to compulsory reinstatement with additional premium
Loss of use  Limit: S$250 per policy period, S$50 per day up to 5 days. This is applied to repairs which are more than 5 days.
No claim discount (NCD) protector
  • Free No Claim Discount (NCD) Protector for all levels of NCD policyholders (10% NCD & above)
  • Protects the NCD regardless of the number of claims
  • Non-transferrable to other insured or insurer
Safe Driver Discount (SDD) Additional 5% SDD regardless of NCD level with proof of Certificate of Merit (COM)
Workshop QBE approved repairer / Non-Authorised Workshop option available
Franchise workshop Only applicable for vehicle under original manufacturer warranty, otherwise an additional excess of S$750 applies
New car replacement Replace or pay the full purchase price. Applicable for brand new vehicles up to 36 months
Excess for young and/or inexperienced driver - All Claims Excess of S$3,500 is applicable for each and every event for driver aged below 23 years old and/or with less than 2 years of driving experience in Singapore
No Claim Discount (NCD) validity period NCD is valid for up to 3 years from the date of expiry or cancellation of your last motor policy

Policy Owners' Protection Scheme 

This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact QBE Insurance (Singapore) Pte Ltd or visit the GIA/LIA or SDIC websites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg).

Important Notice:
The above only serves as a general description of our products and services. For full product details and coverage, please check with your local insurance broker or a QBE authorised agent.

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