A cyber incident can put an organisation’s operations and cash flow at risk long before a claim is finalised. QCyber Rapid Pay provides earlier access to cash through a structured, predictable approach - helping clients stay operational and recover with confidence.
What is QCyber Rapid Pay?
QCyber Rapid Pay is a business interruption enhancement that accelerates financial support following a covered cyber event. Our Cyber insurance offering aims to ensure the best possible outcome for our insureds. QCyber Rapid Pay enhances our offering by combining advance payments, interim payments, and an agreed approach to financial calculations to deliver early liquidity and an accelerated route to claim resolution.
Why QCyber Rapid Pay matters
Traditional business interruption claims can be time-consuming, often prolonging uncertainty during recovery. QCyber Rapid Pay provides operational stability at a critical time by providing access to funds earlier in the process and streamlining how losses are calculated, allowing the client to focus on stabilising operations and protecting what’s at the heart of their business.
How QCyber Rapid Pay works
QCyber Rapid Pay delivers timely, predictable cash flow, helping simplify the business interruption claims experience and support continuity when it matters most.
Advance business interruption payments
Designed for eligible clients with sub USD 1B in revenue, QCyber Rapid Pay offers an advance payment - up to USD 250K - to help offset business interruption losses, providing early liquidity to manage critical costs while recovery is underway.
Interim business interruption payments
For clients of all sizes, undisputed portions of a business interruption loss may be paid on an interim basis as the claim progresses, helping reduce uncertainty and support operational continuity prior to final settlement.
Rapid Pay forensic accounting services
Also designed for clients of all sizes, this structured proof of loss option allows clients to work with a neutral pre-agreed, designated forensic accountant. The business interruption loss is calculated by the pre-agreed forensic accountant and accepted by both the client and QBE. Enabling a faster final payment with greater predictability at a critical stage of recovery.
All products and services are provided by QBE Insurance Group Limited or its subsidiaries (“QBE”) or by QBE’s selected third party vendors and may be subject to additional terms and conditions, limitations and disclaimers [available on request]. Information and guidance provided by QBE is not intended to constitute any financial or professional advice tailored to your circumstances and may not have been prepared with detailed knowledge of your systems or the risks to your business, and does not cover all possible situations or actions necessary to respond to a cyber security incident. QBE does not make any guarantees regarding outcomes, such as reduced claim exposure or that a product or service will meet your unique needs. You are responsible for using your independent judgment to assess the advice provided and the suitability of any product and this does not replace the advice of legal counsel or cyber security professionals in preparing for, or responding to, a cyber security incident. QBE is not liable or responsible for services provided by its third party vendors. QBE and the chain links logo are registered trade marks of QBE Insurance Group Limited and third party marks are duly licensed. © 2026 QBE Insurance Group Limited.