Everyday premiums making an extraordinary difference to communities across the globe 

Premiums4Good is an innovative initiative that sees us invest everyday premiums to make a tangible difference to communities across the globe.

Through Premiums4Good, QBE invests a portion of customers’ premiums into investments that have additional social or environmental benefits, at no extra cost to our customers. 

These investments include social impact bonds, social bonds, green bonds and infrastructure, supporting a range of projects and programs that seek to create positive change.  

About our Premiums4Good impact investment approach 

Premiums4Good supports our belief that we can deliver attractive risk-adjusted returns and business value, while also seeking to deliver positive social and environmental impact. 

We have a globally consistent approach to impact investment across our North American, European and Australia Pacific operations. In 2019, each division committed a minimum of USD 100m, GBP 100m and AUD 100m of premium respectively to Premiums4Good on behalf of our policy holders. 

To help us grow Premiums4Good, select customers also can also choose to contribute more and opt in to allocate 25% of their premiums to the initiative. There is no additional cost associated for these customers, and level of cover remains the same. 

Our ambition is to grow our impact investments to USD 2 billion by 2025.

About our Premiums4Good investments

From renewable energy initiatives and sustainable infrastructure, to social services and programs to support vulnerable people and communities – Premiums4Good helps us, together with our customers and partners, make a difference.

Our current Premiums4Good investment portfolio spans multiple asset classes, geographies and impact areas. As at 31 December 2019 we had 48 securities valued at US$663 million.

securities and investment totals 2015-2019 

Find out more
To find out more, download our Premiums4Good Investment Impact Report 2018-2019, or contact your local QBE representative.