Cyber insurance

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Cyber insurance

Tailored cyber insurance coverage, backed by almost 140 years of global expertise and delivered through our QCyberProtect policy - helping your business prepare for, respond to, and recover from today’s and tomorrow’s cyber threats.

What we cover

Network security and privacy liability
Protection for legal costs and damages from data breaches, privacy violations or security failures – including sensitive customer data and PCI-DSS liability (credit cardholder data).
Business interruption
Compensation for lost income due to a cyber event, including dependent business interruption, and third-party forensic accounting costs.
Cyberattack response and recovery costs
Includes event costs, system restoration, forensic investigations, crisis communications and legal costs, data restoration and bricking.
Network extortion and ransomware
Cover for ransom payments, negotiation costs, and system recovery.
Reputation and brand damage
Protection for reputational harm and related financial losses due to a cyber event.

Social engineering and fraud
Cover for losses caused by deceptive tactics like impersonation-based and business email compromise payment fraud, invoice manipulation, funds transfer fraud, and telephone scams.
Regulatory investigations
Cover for costs related to privacy or data protection investigations.
Online media liability
Protection against claims related to digital content, including copyright or defamation.
Emerging threats
Includes cover for cryptojacking, betterment expenses, and emergency costs.
Reward fund
Reimbursement for rewards paid to individuals who provide credible information that helps solve a cybercrime.

Integrated cyber insurance solutions

We offer flexible ways to protect your business – whether you need a stand-alone cyber insurance policy or coverage for multiple risks.

Standalone cyber insurance
Comprehensive protection for cyber risks, tailored to your business.

Multi-policy insurance
Combine cyber insurance with Media Liability, Miscellaneous Professional Liability or Technology E&O for broader protection.

Why choose us?

We take a refreshingly human approach to cyber coverage – offering protection that adapts to your business’ specific needs. Big or small. Short or long term.

Global cyber team with proven claims experience

With expert cyber underwriters and claims specialists in every global region, and offices in 26 countries, we are ready to support you when it matters most.

Broad risk appetite

With decades of experience defending against and responding to risk across industries, whether you're a big corporation or a small enterprise, we tailor cover to your specific needs.

Almost 140 years of insurance expertise

We combine global expertise with local insight to help businesses stay ahead of evolving risks.

Protection before, during and after an incident

From risk assessments to breach response and recovery, our cyber insurance is built for the full lifecycle of a cyber event.

Tailored cover that fits

Our dedicated cyber team works closely with your business to understand your unique risks. We then tailor coverage to your business, not the other way around.

Strategic cyber support

We provide tools and resources to assess exposures, plan responses, store key documents securely, and stay connected if systems are compromised.

Cyber services - powered by real people

Our Global Cyber Services Team helps businesses get to the heart of what’s at risk. With deep expertise, they offer tailored solutions to:

Prepare for a cyberattack
Improve insurance outcomes
Strengthen your cyber resilience

This is achieved through a combination of QBE expert solutions and strategic preferred vendor partnerships, offering a range of tools and services tailored to evolving cybersecurity needs. These include complimentary offerings and preferred pricing arrangements.

Learn about cyber services

Cyber insights and reports

Read expert reports and white papers from our global cyber team to grow your cyber confidence and knowledge.

Cyber Threats – Legal and Professional Services Sector Report - QBE Global report
Private equity firms enhancing cyber resilience of portfolio companies - QBE North America white paper
Cyber threats to the legal and professional services sector - QBE North America white paper
Cyber threats to the financial services industry - QBE North America white paper
Connected business: digital dependency fuelling risk - QBE Europe report

All products and services are provided by QBE Insurance Group Limited or its subsidiaries (“QBE”) or by QBE’s selected third party vendors and may be subject to additional terms and conditions, limitations and disclaimers [available on request]. Information and guidance provided by QBE is not intended to constitute any financial or professional advice tailored to your circumstances and may not have been prepared with detailed knowledge of your systems or the risks to your business, and does not cover all possible situations or actions necessary to respond to a cyber security incident. QBE does not make any guarantees regarding outcomes, such as reduced claim exposure or that a product or service will meet your unique needs. You are responsible for using your independent judgment to assess the advice provided and the suitability of any product and this does not replace the advice of legal counsel or cyber security professionals in preparing for, or responding to, a cyber security incident. QBE is not liable or responsible for services provided by its third party vendors. QBE and the chain links logo are registered trade marks of QBE Insurance Group Limited and third party marks are duly licensed. © 2026 QBE Insurance Group Limited.

Threat intelligence webinars

Cyber threats are complex and constantly evolving—that’s why we offer threat intelligence webinars. These quarterly, region-specific sessions are designed to help organisations of all sizes better understand the threat landscape and provide actionable insights.