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At QBE Hong Kong, we design comprehensive business insurance solutions to meet the needs of SMEs. We know having the right protection in place will give you peace of mind and the confidence to focus on the job at hand.

Business Insurance Solution

This product is designed for:

  • Business with a turnover up to HK$200 million
  • Property/business interruption cover where the total sum insured does not exceed HK$80 million

With options of cover in both mono lines or bundled risks policy, your company will achieve improved time- and cost-efficiencies by using a one-stop solution, with one policy and one insurer. You can choose from 10 different insurance covers to customise your policy to best fit your specific needs.

Product classes that can be taken individually as mono line:

  • Property All Risks
  • Public and Products Liability
  • Inland Transit
  • Group Personal Accident

Product classes that can be taken up with Property All Risks as a bundled risks policy:

  • Business Interruption
  • Miscellaneous Property
  • Money
  • Machinery Breakdown and Electronic Equipment
  • Fidelity Guarantee

Product class that can be taken up with Property All Risks or Public and Products Liability as a bundled risks policy:

  • Employees' Compensation

Business Insurance Solution offers two types of packaged quote with different benefit limits:

Cover Section Standard Package (HK$) Superior Package (HK$)
Property All Risk up to 80,000,000 up to 80,000,000
Business Interruption
- Increased Cost of Working

500,000

1,000,000
Public Liability 10,000,000      20,000,000
Miscellaneous Property
- Portable Electronic Equipment
- Musical/Sports Equipment
- Art/Antique/Wine/Tea/
Valuable Collection

10,000
10,000
10,000

10,000
10,000
10,000
Money
- Blanket Cover           

50,000

100,000
Fidelity Guarantee 20,000 30,000
Inland Transit
- All Risk
- Overland Transportation

100,000

100,000
Optional Cover (HK$)
Personal Accident
- Death and Permanent
Disablement
- Temporary Disablement
- Medical Expenses
 
up to 6,000,000

up to 6,000
up to 300,000
Employees’ Compensation Limit of liability: up to 200,000,000
 

Important Notice:
The above only serves as a general description of our products and services. For full product details and coverage, please check with your local insurance broker or a QBE authorised agent.

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