At QBE Hong Kong, we design comprehensive business insurance solutions to meet the needs of SMEs. We know having the right protection in place will give you peace of mind and the confidence to focus on your business.

Shop / Office Protection Package

If you are after a simple, packaged solution to protect your business against the most likely risks, you can consider this all-in-one solution.

The product is designed for small businesses that meet the following criteria:

  • Up to 50 employees
  • Turnover up to HK$115 million
  • Property Sum Insured up to HK$150 million


Cover Section Shop Protection Package (HK$) Office Protection Package (HK$)
Trade/ Office Contents All Risk $150,000,000 $150,000,000
Business Interruption/
Loss of Income
$500,000 $1,000,000
Breakage of
$50,000 or
10% of Trade Contents,
whichever is lesser
$30,000 $50,000
$1,000,000 $1,000,000
Public Liability $10,000,000 $10,000,000
Optional Cover (HK$)
$200,000,000 $200,000,000

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