Our domestic helper insurance products help you fulfill your legal obligations as a responsible employer, and provide you with the protection in the unfortunate event of an accident or an illness of your domestic helper.
Domestic Helper Insurance Plan – Basic Plus Plan
- Employer's liability
- Hospitalisation and surgical expenses
- Repatriation expenses
Domestic Helper Insurance Plan – Comprehensive Plan
This plan offers protection in addition to the cover of the Basic Plus Plan:
- Personal accidents
- Clinical expenses
- Emergency dental expenses
- Temporary domestic helper allowance
- Replacement of domestic helper
- Infidelity
- Unauthorised long-distance call charges
- Public liability
Part-time Domestic Helper Insurance Plan
- Accidental death
- Permanent total or partial incapacity
- Temporary incapacity
- Usage of prostheses and surgical appliances
- Medical expenses
Domestic Helper Protector Plan
- Employer’s liability
- Clinical expenses for treatment by a registered medical practitioner resulting from sickness or injury sustained by your domestic helper
- Surgical and hospitalisation expenses if your domestic helper is hospitalised for surgery or treatment of sickness or injury
- Dental expenses
- Personal accident benefits if your domestic helper suffers from an accident during her rest days
- Loss of services cash allowances
- Repatriation expenses in the event that the domestic helper suffers from serious sickness or injury that results in she or he being medically unfit to work or in their death
- Replacement helper expenses in case the domestic helper is repatriated due to serious sickness, injury or death
- Fidelity guarantee to compensate the financial loss arising from the dishonest act of the domestic helper
- Domestic helper’s liability to third party bodily injury or property damage
- Optional cover on cancer and heart disease extension to cover surgical and hospitalisation expenses as well as a loss of service allowance
Important Notice
The above only serves as a general description of our products and services. For full product details and coverage, please check with your local insurance broker or a QBE authorised agent.