Top 190 independent medical stop lossSpecial Risk Accident

QBE's Special Risk & Student/Sports Accident insurance program provides coverage for accidental injury medical expenses that occur during policyholder-supervised and sponsored activities.

Policyholders include school districts, sports teams and leagues, colleges, day care centers and volunteer organizations, as well as organizations that sponsor youth and adult activities.

Special Risk Accident Overview (pdf)

Benefits and features

  • High-limit accident medical expense benefits
  • Accidental death and dismemberment benefits
  • Paralysis benefits
  • One or two-year benefit periods
  • Deductibles from $0 to $100,000
  • Benefits payable to injured party in excess of other insurance
  • Coverage provided for 100% of the participants or members
  • Available in all states

We can tailor products to meet our client's individual needs.

Student Accident Insurance (K-12)

Accidents can happen anytime, at any age. QBE offers plans covering Kindergarten through High School, allowing schools to offer protection for all students and athletes. Download our brochure to learn more.

K-12 Accident Insurance (pdf) 

Collegiate Accident Insurance 

Colleges are dedicated to the health and well-being of their students and athletes. QBE offers a range of policies to help them keep that commitment. Learn more from our brochure.

Collegiate Accident (pdf)

Special Risk Accident 

Many groups and organizations need solid accident protection during supervised or sponsored activities. QBE helps make sure coaches, campers, volunteers or other participants are covered. Read our brochure to learn more.

Special Risk Accident (pdf)

Volunteer Accident Insurance (pdf)

For more information about our Special Risk Accident product offering and how we can help your business, please contact:

Andrea McNamara
SVP, Head of A&H Underwriting Operations and SRA

Suzanne Carroll
AVP, Strategic Partnership Manager

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