Traffic crashes result in 44 percent of teen deaths, the leading cause of teen fatalities in the U.S., according to the National Safety Council. But driving and insurance experts agree: parents can play a big role in helping their teens stay safe.

QBE has several tips to help you protect your teen driver when he or she gets behind the wheel:

  • Monitor your teen's driving habits and vehicle condition.
  • Put your child in a safe vehicle. Avoid performance features such as turbo-charged engines and high-performance tires that encourage dangerous driving.
  • Maintain a safe vehicle by paying special attention to tire condition and pressure, brakes, window washer fluid, blades, headlights and tail lights.
  • Discuss and draw up a driving contract outlining responsibilities for vehicle maintenance and driving safety. Also discuss the consequences if rules are broken.
  • Avoid citations. Even non-traffic citations, like curfew violations or drinking tickets, can impact auto insurance rates.
  • Consult your insurance agent before reporting a small claim. You might save money in the long run by paying for repairs out of your own pocket.

For more information contact your independent insurance agent.