Throughout the year, and especially when traveling to and from winter holiday celebrations, it's important to use good judgment and drink responsibly.

Drink and drive responsibly

QBE recommends carpooling with others and appointing a designated driver beforehand to help protect yourself and your companions.

Statistics compiled by Mothers Against Drunk Driving show that holidays, especially New Year's Eve, can be the most dangerous times to drive due to an increase in drunk driving and accident-related fatalities.

Pay attention to the weather

During the winter, road conditions can also be hampered by snow, ice or rain, so listen for radio reports about weather conditions before and during travels.

If severe weather, such as an ice storm, snow, hail, rain or flooding, is expected, seek an alternate route or change travel plans. If caught in bad weather, look for shelter and wait for the storm to pass instead of trying to drive out of it.