Our 2025 ambition is to grow our impact investments to USD 2 billion.
invested in by QBE as part of Premiums4Good at June 2020, up from 43 in December 2019.
Financial value invested in Premiums4Good as at June 2020.
invested in by QBE as part of Premiums4Good in June 2020
2020 Green Insurer of the Year, Australia
|Business Intelligence Group Sustainability Awards
2020 Sustainability Award winner, Australia
| Banksia Foundation Sustainability Awards
Banksia Large Business Award, Finalist,
|Shared Value Project Shared Value Awards
Finalist, Australia, 2019
|Ethical Corporation’s global
Responsible Business Awards
Finalist United Kingdom, 2019
Premiums4Good has a global reach. The below map indicates key geographical regions invested in through its pool of assets. Significantly, the Premiums4Good investment pool invests in developed and developing markets across the globe.
Aligned with 17 Sustainable Development Goals in line with the Global Priorities to 2030
We support the aims and objectives of the United Nations Sustainable Development Goals (SDGs) which arose through collaboration between governments, civil society, the private sector and academia. The SDGs seek to address the world’s most pressing environmental and social challenges and form part of a wider 2030 Agenda for Sustainable Development. In 2018, we aligned our sustainability agenda to support advancement of these global goals. As a universal agreement to work towards a better future, the SDGs align closely with our own purpose to give people the confidence to achieve their ambitions.
Recognising that many of the SDGs are cross-cutting, Premiums4Good investments are mapped at a high level to the SDGs.
Everyday premiums making an extraordinary difference to communities across the globe
Premiums4Good is an innovative initiative that sees us invest everyday premiums to make a tangible difference to communities across the globe.
Through Premiums4Good, QBE invests a portion of customers’ premiums into investments that have additional social or environmental benefits, at no extra cost to our customers.
These investments include social impact bonds, social bonds, green bonds and infrastructure, supporting a range of projects and programs that seek to create positive change.
About our Premiums4Good impact investment approach
Premiums4Good supports our belief that we can deliver attractive risk-adjusted returns and business value, while also seeking to deliver positive social and environmental impact.
We have a globally consistent approach to impact investment across our North American, European and Australia Pacific operations. In 2019, each division committed a minimum of USD 100m, GBP 100m and AUD 100m of premium respectively to Premiums4Good on behalf of our policy holders.
Additionally, to grow Premiums4Good, select customers can choose to contribute more and opt in to allocate 25% of their premiums to the initiative.
Our ambition is to grow our impact investments to USD 2 billion by 2025.
About our Premiums4Good investments
From renewable energy initiatives and sustainable infrastructure, to social services and programs to support vulnerable people and communities – Premiums4Good helps us, together with our customers and partners, make a difference.
Our current Premiums4Good investment portfolio spans multiple asset classes, geographies and impact areas. As at 31 December 2019 we had 48 securities valued at US$663 million. As at end June 2020 we had 66 securities valued at USD 904 million.
Find out more
To find out more, download our Premiums4Good Investment Impact Report 2019-2020, or contact your local QBE representative.
By simply choosing to do business with QBE, your organisation is already helping create positive change.
Every insurance premium across QBE Australia is contributing to QBE’s global Premiums4Good investment pool. In 2019 QBE Australia Pacific is committed to contributing a minimum of A$100 million on behalf of all QBE customers.
Customers with premiums greater than A$100,000 (excluding government charges) can also elect for QBE to direct more of their premium to the program, 25 per cent, into socially responsible and impact investments – a first for the insurance industry. See below for more details.
Can I promote the fact we signed up to Premiums4Good?
Yes. Premiums4Good is an ideal program to supplement your existing organisation’s corporate and social responsibility programs. It can help support your corporate reputation and brand as well as attract and retain socially conscious customers and employees.
QBE can provide certified documentation that your organisation has contributed 25% of their net premium to Premiums4Good.
We encourage you to share your participation in Premiums4Good with your customers, partners and employees.
Everyday premiums making an extraordinary difference to communities across the globe…
"Premiums4Good is a unique collaboration between QBE, our customers, partners and our shareholders, through which a portion of customer premiums are channelled into investments that have additional social or environmental benefits.
Premiums4Good supports QBE’s belief that we can deliver attractive risk-adjusted returns and business value, while also seeking to deliver positive social and environmental impact."
Together, we’re making a difference.
– Gary Brader, Chief Investment Officer, QBE Insurance Group
Some of our local investments
Youth CONNECT Social Benefit Bond
Read how the program provides early intervention and support for young people.
National Housing Finance and Investment Corporation (NHFIC) Social Bonds
Read how this social benefit bond is increasing the supply and quality of social and affordable housing across Australia.
Benevolent Society 'Resilient Families' Social Benefit Bond
Read how a pioneering social benefit bond helped keep families together.
Treasury Corp Victoria (TCV) Green Bond
Read how this Green Bond funds projects that are creating greener, more energy efficient communities across Victoria.
Read how this social benefit bond is driving meaningful change for those struggling with mental health problems.