QBE’s Private Car Protector provides following coverage for your personal car:
- Third party bodily injury and death
- Third party property loss or damage
- Loss or damage to your own vehicle due to accidental fire, theft or accident
About Phased Liberalisation of Motor Insurance
Starting 1 July 2017, the premium/takaful contribution for Motor Comprehensive and Motor Third Party Fire and Theft products will be determined by individual insurance companies and takaful operators.
Liberalisation will drive fairer ways of pricing premium/takaful contributions based on risk profiles, which will encourage road users to be more responsible. This will spur innovation with more products and services to meet different consumer needs for the ultimate benefit of motoring public.
What are the benefits?
More Choices - New and innovative products
Better Efficiency - Smoother and more efficient services
Fairer Pricing - Premiums/takaful contributions will be priced fairly based on risk profile groups.
Product Disclosure Sheet
- PDS QBE Private Car Protector EN Dec2025 (193KB)
- PDS QBE Private Car Protector BM Dec2025 (174KB)
- PDS QBE Driver Passenger Protector EN Dec2025 (191KB)
- PDS QBE Driver Passenger Protector BM Dec2025 (170KB)
- PDS QBE Motorcycle EN Dec2025 (194KB)
- PDS QBE Motorcycle BM Dec2025 (173KB)
- PDS QBE Private Vehicle EN Dec2025 (193KB)
- PDS QBE Private Vehicle BM Dec2025 (173KB)
FAQ on Liberalisation of Motor Insurance
Policy Wordings
- [MVADPP-Q-2025] Driver Passenger Protector BM Nov2025 (305KB)
- [MVADPP-Q-2025] Driver Passenger Protector EN Nov2025 (276KB)
- [MVAMOT-Q-2025] Private Vehicle Comp Nov2025 (890KB)
- [MVAMOT-Q-2025] Private Vehicle Non-Comp Nov2025 (823KB)
- [MVAMVY008-Q-2025] Motorcycle ENBM Nov2025 (851KB)
- [MVAPCP-Q-2025] Private Car Protector BM Nov2025 (598KB)
- [MVAPCP-Q-2025] Private Car Protector EN Nov2025 (571KB)
Phased Liberalisation of the Motor Tariffs (English)
Phased Liberalisation of the Motor Tariffs (Bahasa)
Important Notice
The benefit(s) payable under eligible certificate/policy/product is(are) protected by PIDM up to limits. Please refer to PIDM’s TIPS Brochure or contact QBE Insurance (Malaysia) Berhad or PIDM (visit www.pidm.gov.my).