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Your bicycle can be insured at home under a contents insurance policy. If you want cover away from home, you can insure your bicycle under the Portable Contents option, which can be added to your contents insurance policy for an extra premium.
If you’re responsible for injury to someone else or damage to their property, our insurance includes up to $30 million legal liability cover.
Looking for home insurance that can cover your bicycle? Save 10% when you buy a new policy online today.
What’s included in bicycle cover?
Your bicycle can be insured at home under a QBE Home Insurance or Contents Insurance policy. If you want cover for your bike away from home, you can add the Portable Contents option to your contents cover for an additional premium.
Read the relevant Product Disclosure Statement (PDS) for full details including limits, exclusions and conditions that apply, and the Target Market Determination to decide if the product is right for you.
Need insurance for your bicycle? Contents insurance includes cover for things like:
- Malicious damage to your bike
- Third party legal liability up to $30 million
- Equipment and accessories for your bike.
Contents insurance excludes cover for things like:
- Petrol powered bicycles of any kind
- Electric bicycles which are required by law to be registered.
Upgrade to include
- Accidental damage cover
- Cover away from home with portable contents cover.
Why choose QBE home insurance?
Canstar awarded us its 2021 Innovation Excellence Award, thanks to how simple it is to get a home insurance quote online.
We’ve been insuring Australians for over 130 years.
We provide 24/7 friendly claims service.
We offer up to $30 million legal liability cover.
Save 10% on home insurance
Bicycle insurance cover FAQs
This depends on the type of cover you have selected and your specific policy. If you have selected contents cover, your bicycle can be insured at home for things like theft, fire, vandalism and more. You can add Accidental Damage as an optional extra for an additional premium.
You can also add the Portable Contents option to insure your bike away from home. This option includes accidental damage cover.
This depends on the type of cover you have selected and your specific policy. With contents cover, your bicycle can be insured for loss or damage caused at home by an insured event such as:
- Malicious damage
- and more.
QBE Home Insurance or Contents Insurance can provide cover for bicycles that don’t have an engine. Electric bicycles up to 200 watts and Pedelec bicycles (the electric type that you also pedal) up to 250 watts can be insured. QBE does not provide cover for mopeds, petrol powered bicycles of any kind, or electric bicycles which are required by law to be registered.
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QBE home insurance is issued and underwritten by QBE Insurance (Australia) Limited (ABN 78 003 191 035, AFSL 239545). Any advice provided is general only and has been prepared without taking into account your objectives, financial situation or needs and may not be right for you. To decide if this product is right for you, please read the relevant Product Disclosure Statement (PDS) and Target Market Determination (TMD).