Our Portable Contents cover
Your belongings can be covered at your home address under a contents insurance policy.
Whether you’re a homeowner, strata owner-occupier or renter, if you need cover for your belongings away from home, you’ll need to add the Portable Contents cover to your home insurance policy.
You can tailor your cover to suit your needs. We’ll ask you what types of items you’d like to cover away from home. Categories include:
- mobile phones
- jewellery and watches
- portable electronic devices
- recreational, hobby items and clothing
- permitted medical and health items
You can set your own limit for each category. Easy!
Read the relevant Product Disclosure Statement (PDS) for full details including limits, exclusions and conditions that apply.
How to avoid underinsurance
You know how important it is to insure your home and belongings, but are you sure you’ve got enough cover? You can use the building and contents insurance calculators to estimate roughly how much it would cost to replace your belongings with new items. By providing general information about your home the calculator will provide an estimated contents value and summary that you can further edit for a more accurate result if you wish.
Portable contents frequently asked questions
You’re covered for accidental loss or damage away from home, plus loss or damage caused by things like theft, fire, flood and more. For more details, please refer to your Product Disclosure Statement and Certificate of Insurance.
Portable contents are items you carry, wear or use away from your home.
You can add this type of cover to your QBE home insurance policy as an optional extra in a range of categories:
- Mobile phones
- Jewellery and watches
- Portable electronic devices
- Recreational, hobby items and clothing
- Permitted medical and health items
Limits apply to each category. It’s up to you what limit you choose. You can pick this when you get a quote. If you have an item that exceeds the maximum limit, just tell us. If we agree to cover it, we can specify it as an individual item to ensure it’s covered
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