Our Portable Contents cover

Your belongings can be covered at your home address under a contents insurance policy.

Whether you’re a homeowner, strata owner-occupier or renter, if you need cover for your belongings away from home, you’ll need to add the Portable Contents cover to your home insurance policy.

You can tailor your cover to suit your needs. We’ll ask you what types of items you’d like to cover away from home. Categories include:

  • mobile phones
  • jewellery and watches
  • portable electronic devices
  • bicycles
  • recreational, hobby items and clothing
  • permitted medical and health items
  • collections

You can set your own limit for each category. Easy!

Get a quote now

Read the relevant Product Disclosure Statement (PDS) and Target Market Determination for full details including limits, exclusions and conditions that apply.

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How to avoid underinsurance

You know how important it is to insure your home and belongings, but are you sure you’ve got enough cover? You can use the building and contents insurance calculators to estimate roughly how much it would cost to replace your belongings with new items. By providing general information about your home the calculator will provide an estimated contents value and summary that you can further edit for a more accurate result if you wish.

Portable contents frequently asked questions

You’re covered for accidental loss or damage away from home, plus loss or damage caused by things like theft, fire, flood and more. For more details, please refer to your Product Disclosure Statement and Certificate of Insurance.

Portable contents are items you carry, wear or use away from your home.

You can add this type of cover to your QBE home insurance policy as an optional extra in a range of categories:

  1. Mobile phones
  2. Jewellery and watches
  3. Portable electronic devices
  4. Bicycles
  5. Recreational, hobby items and clothing
  6. Permitted medical and health items
  7. Collections

Limits apply to each category. It’s up to you what limit you choose. You can pick this when you get a quote. If you have an item that exceeds the maximum limit, just tell us. If we agree to cover it, we can specify it as an individual item to ensure it’s covered

There are category limits. You can set the limit to suit your personal needs when you get a quote.
When you add Portable Contents cover to a home insurance policy and select the category you’d like to include e.g. mobile phones, these are covered for accidental loss or damage at or away from home up to the limit you select.
When you add portable contents cover to a home insurance policy, they are covered anywhere in Australia and New Zealand and for up to 90 consecutive days anywhere else in the world.
Yes. When you choose this option, your portable contents will be covered when you’re on holiday in Australia or New Zealand all year round. If you holiday overseas, they’ll be covered for up to 90 days.
Head to our insurance claims page to make a claim online or call us 24 hours a day on 133 723.

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QBE Home Insurance is issued and underwritten by QBE Insurance (Australia) Limited (ABN 78 003 191 035, AFSL 239545). Any advice provided is general only and has been prepared without taking into account your objectives, financial situation or needs and may not be right for you. To decide if this product is right for you, please read the relevant Product Disclosure Statement (PDS) and Target Market Determination (TMD).

Need more help?

Call us on 133 723

Mon-Fri 8am-7pm, Sat 8am-1:30pm (AEDT)