Award winning insurance 

We're excited our car insurance has won Mozo People's Choice Awards for being Highly Trusted and for Outstanding Customer Satisfaction.

 Mozo People’s Choice Award 2019 highly trusted car insurance Mozo People’s Choice Award 2019 outstanding customer satisfaction for car insurance

Choose your level of cover

 

Comprehensive car insurance tile child and parent leaning out of car window Nominated driver car insurance tile car at beach with boot open parent carrying bag Third party car insurance tile person leaning on car texting Third party fire and theft car insurance tile person holding automatic car key
Comprehensive Comprehensive
(Preferred / Nominated)
Third Party   Third Party, Fire and Theft 

Covers damage to your car and other people's cars and property.

  • Accidental damage
  • Theft
  • Fire
  • Up to $500 Essential temporary repairs
  • Towing costs
  • Up to $1000 Emergency accommodation and transport
  • Up to $30m for Legal liability
  • Lifetime repair guarantee on authorised repairs

Covers damage to your car and other people's cars and property.

  • Accidental damage
  • Theft
  • Fire
  • Up to $500 Essential temporary repairs
  • Towing costs
  • Up to $1000 Emergency accommodation and transport
  • Up to $30m for Legal liability
  • Lifetime repair guarantee on authorised repairs
Covers damage to other people's cars or property but not your own.
  • Legal liability

Covers damage to another person's car or property, plus fire and theft protection for your car.

  • Legal liability
  • Who's covered

    Anyone

    Who's covered

    Preferred: Anyone over 24

    Nominated: You and another driver listed on the policy over the age of 19.

    Who's covered

    Anyone

    Who's covered

    Anyone

    Find out more Find out more Find out more Find out more
     
    Read the Product Disclosure Document and the Supplementary Product Disclosure Statement before deciding which product is right for you.
     

    Related article

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    Comprehensive vs Third Party

    When you’re choosing car insurance it’s important you have the facts so you can make an informed decision. Understanding what you’re covered for will help you avoid unexpected costs and provide maximum peace of mind.


    Frequently Asked Questions

    Check the accident scene is safe. If anyone is injured or there is significant property damage, call the police immediately (and an ambulance if necessary). Ensure you collect the name, address, phone number, registration number and insurer of any third party(s) and the contact details of any witnesses. Have this information at hand when you contact our Claims department to lodge your claim. Call us 24 hours a day on 133 723.

    Yes, you can have your windscreen replaced by an identical one. We would recommend, you contact Obrien Glass -  our preferred Glazier for any incident where your glass is chipped or cracked and they will make arrangements for your windscreen to be repaired or replaced. If you have opted into “ Excess free Windscreen or Window Glass Option” with your comprehensive, comprehensive nominated or comprehensive preferred motor policy,  you may not have to pay an excess for any claims involve the accidental damage of glass on your insured vehicle. These claims will also not impact your No Claim Bonus.

    Yes, if it was insured with QBE from new, is less than two years old and has travelled less than 20,000km. If you’ve chosen our Four-Year New Car Replacement policy it’ll be replaced new up to four years old and less than 100,000km. Otherwise following a write-off, we’ll pay you the Agreed Value or Market Value (depending on which type of cover you have chosen) for your car.

    Call the police immediately, then contact our Claims department. Call us 24 hours a day on 133 723.

    Contact our Claims department so we can anticipate contact from the third party’s insurer. We’ll handle all communication between the third party and their insurance company on your behalf. Call us 24 hours a day on 133 723.

    Agreed Value means that in the event of a write-off, we pay you the amount shown on your policy. For Market Value policies, we’ll assess your car and local market indicators to determine its true value at the time of the claim. Your choice of Agreed or Market Value is reflected in your premium.

    Yes, on renewal you should advise us of all changes to your car and your driving history.

    Yes, you can add them to your policy (your premium may reflect this change). Please call us on 133 723.

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    The advice on this website has been prepared without taking into account your objectives, financial situation or needs. You must decide whether or not it is appropriate, in light of your own circumstances, to act on this advice. You should ensure you obtain and consider the Product Disclosure Statement for the policy before you make any decision to acquire it.

    Need more help?

    Call us at 133 723

    Mon-Fri 8am-8pm, Sat 8am-1:30pm (AEST)