Multiple covers in one simple policy
QBE offers flexible business insurance packages to over 5,000 small business occupations in Australia. Our Business, Office or Trades packages* protects businesses’ key risks and can be tailored to include:
- Public liability insurance – $5 million, $10 million, $20 million or $50 million cover against third-party personal injury and property damage
- Damage at the business location
- Theft of property or money
- Damage to glass
- Damage to specified property
- Business interruption
- Machinery or electronic equipment breakdown
- Theft or dishonesty by employees
- Property in transit
- Legal action by employees (Employment Practices)
- Legal action by government (Statutory Liability)
- Tax audit by government.
* Covers listed are subject to terms and conditions. Limits and exclusions apply.
Contact your broker to discuss your needs and arrange a business insurance quote
They’ll ensure your cover works for you. And if you need to make a claim, they’ll guide you through our claims process.
A broker will also be able to give you a quote for the cover that you need for your business.
Need a broker? If you don’t have a reliable personal recommendation, the National Insurance Brokers Association (NIBA)^ can help you find an accredited broker. Or see our guide to finding the right broker.
^The brokers on this site are not employees or agents of QBE, but are independent entities. QBE is not responsible for any advice provided to you by any broker on this site. Any such advice is the responsibility of the broker concerned.
Own a small business with up to 10 employees with turnover under $2 million?
Our direct small business offering might be for you. Available direct, QBE’s Small Business Insurance is available to thousands of small business occupations and provides flexible cover designed for businesses typically with 1-10 employees and turnover under $2 million depending on your industry. With business liability cover as your base, you can choose from a limited range of optional insurance covers to suit your business needs.
Reliable business insurance when you need it
When you’re covered with QBE business insurance, you’ll be protected against some of your biggest risks. And in prickly situations, you’ll have access to expert claims teams and a responsive supplier network on hand to help, so you can keep operating with minimal disruption.
After all, when time is money, downtime is money down the drain.
If you’re researching and comparing insurance policies, it’s important to remember that the cheapest business insurance for small business isn’t always going to give you the best cover or service. Read the policy wording or check with your broker to make sure the policy you choose covers all your business needs.
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Professional Indemnity Insurance
A financial safety net if you’re unavoidably sued for damages caused by negligence, mistake, or omission when providing a service or advice to customers.
Commercial Motor Insurance
Flexible cover for any number of business vehicles, with policies designed to meet your needs. For everything from cars, utes and vans to trucks and earth movers.
Essential cover for your workers, delivered by experts. We also provide specialist training and advice to help your people and business thrive.
Business insurance explained
Starting a small business insurance checklist
Before you choose business insurance, see our checklist and tips to help you evaluate the cover you need, including legal requirements to run your business.
How to evaluate your small business risks
Identifying and evaluating risk is a crucial aspect of business management. You can evaluate your risks by understanding what’s crucial to run your business and to decide how much risk you’re willing to take on.
10 key considerations for your small business insurance policy
There isn’t much point in having insurance if your policy isn’t tailored specifically to the needs of your business. Here are some considerations to factor in before purchasing a policy for your business.