Business Insurance

Smiling couple standing at the counter of their small business enterprise.

We can't prevent the unexpected, but we can help you operate with confidence.

Small business insurance that passes the ‘easy’ test

We know you are busy running your business and often need cover in a hurry. At QBE, we are making small business insurance simple so you can have confidence our Small to Medium Enterprise (SME) products deliver the best possible experience from cover to claim.

With a wide range of covers including Public Liability, Product Liability, Professional Indemnity, Commercial Vehicles, Personal Injury, Property Damage and more, QBE offers flexible business insurance to over 5,000 small business occupations in Australia.

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Accident and Health

We understand that people have a life outside of work. That’s why we offer Accident and Health Insurance products that can protect them 24/7 – wherever they are.

Aviation insurance

Flexible cover for businesses and enthusiasts, designed by experts who know aviation inside-out. Risk management and accident prevention advice are included.

Business Insurance Packages

QBE business insurance offers tailored packages to small businesses all over Australia. Enjoy peace of mind with cover suited to your company and industry.

Commercial Vehicle insurance

Our flexible commercial vehicle insurance is designed to get your business vehicles back on the road as quickly as possible.

Commercial Property insurance

Cover for your client’s physical assets, from stock and machinery to their buildings and contents.

Construction & Engineering

QBE provides construction and engineering insurance and flexible cover for construction and engineering professionals, for projects large or small.

CTP Business

Quick and easy Compulsory Third Party (CTP) insurance for businesses in NSW and QLD. Insure one vehicle or a whole fleet.

Farm insurance

For large primary producers, hobby farmers and everything in between, our farm insurance offers peace of mind in an unpredictable world.

General Liability

Third party injury, property damage and advertising liability claims can be costly. Protect your business with cover tailored to your needs.

Home and Builders' Warranty insurance

Builders Warranty protects your customer if they lose their deposit, you don’t finish the job or it’s defective. Contact us to learn more.

Marine insurance

If there’s something that needs moving by air, sea, rail, road, post or courier, QBE marine cargo specialists can help protect it.

Multinational insurance

Our dedicated Multinational underwriters are on hand to design agile cover that meets your needs, providing protection against the global business risks.

Professional Liability and Indemnity insurance

Specialized liability insurance provides protection beyond basic liability coverage.

QBE Surety Bonds

Our Surety Bonds enable you to meet your contractual obligations without tying up your assets. We provide Contract and Commercial Bonds.

Strata insurance

Available for both residential and commercial strata property. Covers common area contents, the building and shared property in the event of loss or damage.

Trade Credit

Trade with confidence knowing your business is protected if customers fail to pay for your goods or services.

Workers Compensation insurance

Essential cover for your workers. QBE provides specialist training and advice to help your people and business thrive.

Why every small business needs to consider public liability insurance

Public liability insurance is one of the foundational forms of insurance cover for a small business. It can protect you if someone makes a claim against you for injury or damage to property suffered because of your business.