NSW Emergency Services Levy - update

What does the New South Wales Emergency Services Levy fund?

The New South Wales Emergency Services Levy provides funding for emergency services in NSW, including Fire and Rescue NSW, the NSW Rural Fire Service and the State Emergency Service, all of which help keep our community safe.

Insurers regularly contribute to this funding through the NSW Emergency Services Levy, which is included in residential and commercial property policies, as well as motor insurance policies.

The ESL Insurance Monitor was established in June 2016 as an independent body. One of its functions is to monitor the prices for ESL applicable products.  

How are insurers involved in funding NSW emergency services?

Insurers have an obligation to contribute to the funding of NSW emergency services and we do this through the NSW Emergency Services Levy for relevant insurance policies.

What does this mean for policy holders?

QBE will continue to contribute to the funding of NSW emergency services through the application of the NSW Emergency Services Levy on relevant insurance policies until further notice.

How will I know how much ESL I am paying on my insurance policy?

You will receive an insurance schedule or statement when you renew, purchase or amend your insurance cover.

The NSW Emergency Services Levy component is clearly itemised on your insurance schedule and is a percentage of your base premium.

Your insurance schedule will include a Premium Comparison page for you to check how much your ESL has changed.

Why has my insurance premium increased?

Premiums are regularly reviewed and take into account a number of risk factors such as location and construction, claims history, type of cover selected and indexation of sum insureds, as well as business expenses, including operating and reinsurance costs. Any changes to our premiums are independent of changes to the NSW Emergency Services Levy.

Further information

If you have any questions about the changes to the NSW Emergency Services Levy or the amount of NSW Emergency Services Levy that applies to your policy, please call us on 1300 021 413.