Australia Pacific Operations Board

Independent Non-Executive Director Chairperson

Dave became a non-executive director of QBE in October 2020 and commenced as Chair in September 2026. 

Dave has worked in the finance and technology industries for over 35 years. He has built significant experience in digitally transforming organisations to better serve their customers and deliver stronger performance. During his executive career, Dave was Group CIO at Westpac, led the Core Modernisation transformation at Commonwealth Bank and served as a partner at Accenture.

Dave has a passion for developing future leaders and is committed to doing his part in the battle against cancer.

He is a Non-Executive Director at ASX, The Westpac Scholars Trust and the cyber-technology company, Quintessence Labs.

Dave previously chaired the QBE AUSPAC Board Risk and Capital Committee.

Chief Executive Officer, QBE Australia Pacific

Sue Houghton brings more than two decades of experience in the Financial Services sector to her role leading QBE Australia Pacific.

An accomplished senior executive with a career spanning operations, finance and strategy, Sue is known for her sound judgment, deep industry knowledge and passion for purpose-driven leadership. Her successful track record driving positive change, championing customer-centred thinking, and cultivating diverse and high performing teams has earnt her a reputation as one of the industry’s most highly regarded leaders.

Before joining QBE, Sue was Managing Director of Insurance for The Westpac Group. She has also held senior leadership and management roles at organisations including Wesfarmers Insurance, Insurance Group Australia and Arthur J Gallagher.

Sue is a member of the Champions of Change Coalition and is a Director and past President of the Insurance Council of Australia.

Chief Financial Officer, QBE Australia Pacific

Chris brings extensive outside-in industry and investor perspectives to QBE and is passionate about building on the Brilliant Basics programme to deliver attractive and sustainable returns.

Prior to joining QBE in 2020, Chris gained more than 20 years of experience in the international insurance and banking industries. From 2016, he was Group Investor Relations Director at Aviva plc, one of the leading international insurers based in the UK. Before that, he spent 15 years as an equity analyst where he led highly ranked teams covering the insurance sector with Macquarie Bank and Credit Suisse in Australia, Asia and Europe. Chris qualified as a chartered accountant and began his finance career at KPMG.

Independent Non-Executive Director

Justin has 34 years of experience working in the Insurance and Banking industries in Australia and throughout Asia.

For the two years preceding his retirement in 2015, Justin was Group Chief Risk Officer for Insurance Australia Group (IAG), Australia’s largest general Insurance business, with responsibility for all aspects of Risk Management across the group. Prior to this, from March 2006 to October 2013, Justin was Chief Executive Officer, Asia with responsibility for managing IAG’s general and life insurance interests in Malaysia, Thailand, China, India, Vietnam, and Indonesia.

For the thirteen years prior to joining IAG Justin held senior executive and board positions within ANZ Banking Group’s (ANZ) Asian operations – including General Manager of the Bank’s Asia business – with responsibility for managing ANZ’s retail and corporate banking business in China, Hong Kong, Philippines, Taiwan, Vietnam, Indonesia, Singapore, Malaysia and Thailand.

Justin is Chairman of the not-for-profit Banksia Gardens Community Services, and Chairman of Breheny Bros Breweries.

Justin chairs the People & Remuneration Committee.

Independent Non-Executive Director

Sally commenced as a director of QBE AUSPAC in September 2026. She has more than 35 years’ experience leading businesses across financial services and technology in Australia and globally. Her experience spans banking, finance, technology, operations, governance, risk and transformation.

Sally has held senior executive roles at Macquarie Group, National Australia Bank, AMP and Culture Amp. Her executive experience includes Division Director at Macquarie Group, Chief Financial Officer of Personal and Business Banking at National Australia Bank, Group Executive AMP and Chief Executive Officer and Managing Director of AMP Bank, and Chief Operating Officer and Chief Financial Officer of Culture Amp.

She has broad commercial, board and committee experience, including roles with Chief Executive Women, the Australian Banking Association, the Walter and Eliza Hall Institute of Medical Research, RISING Festival and Evolve @ Typo.

Sally chairs the Board Risk and Capital Committee.

Group Chief Executive Officer

Andrew joined QBE as Group Chief Executive Officer in September 2021. He was previously the CEO, and before that the Finance Director, of Beazley Group, a specialist insurer based in the United Kingdom with operations in Europe, the United States and Asia. Prior to this, he held various senior finance roles in ING, NatWest and Lloyds Bank. Andrew has more than 30 years’ experience across insurance and banking, and has extensive experience across international markets.

Independent Non-Executive Director

Ming brings deep expertise in leading organisational, operational and cultural transformation, with particular strength in navigating complex stakeholder landscapes through market disruption, and economic uncertainty. Her career spans CEO and CFO positions integrating business strategy with stakeholder needs across funds management, real estate, and sectors facing digital disruption.

Ming serves as Chair of CSIRO, Non-Executive Director of Telstra and IFM Investors, and participates in ASIC's Corporate Governance Consultative Committee. She shapes governance frameworks through her roles on the Climate Governance Initiative Steering Committee and with the Australian Institute of Company Directors.

Previous leadership roles include Chair of AMP Capital Funds Management Limited, Non-Executive Director of Chartered Accountants Australia & New Zealand, Property Council of Australia, and Member of Sydney University's Finance and Audit Committee.

Ming is a Fellow Chartered Accountant and Graduate of the Australian Institute of Company Directors. She holds a Bachelor of Economics and Laws from Sydney University and an MBA from University of Technology, Sydney.

Ming chairs the Board Audit Committee.