Your minimum information checklist
Sending us the right information upfront can help us speed up the process, so you can deliver even better service to your customers.
Below is a list of the minimum information required to complete an initial assessment. Please note our underwriters may request additional information specific to your customer in some cases.
Slip
- Name of Insured
- Period of Insurance
- Commission
- ABN
- Business description
Claims history (mandatory for all product types)
- Minimum 3 years claims history (preferable 5 years) on Insurer letterhead including full details for each claim
Journey
- Benefit details
- Death/Capital benefit limit
- Weekly benefit – injury limit
- Benefit period
- Excluded period of claim
- Employee numbers split by state
Voluntary Workers
- Benefit details
- Death/Capital benefit limit
- Weekly benefit – injury limit
- Benefit period
- Excluded period of claim
- Non-Medicare medical expenses limit
- Numbers of volunteers in total (eg 100 volunteers)
- Total number of days per year for all volunteers
- Average number of hours per day per volunteer
- Summary of voluntary activities (type of activity undertaken)
- Is travel to and from the volunteer activities to be covered?
Travel
- Benefit details
- Death/Capital benefit limit
- Weekly benefit – injury limit
- Weekly benefit – illness limit
- Additional requested limits
- Additional requested endorsements
- Number of overseas trips and average duration
- Number of domestic trips and average duration
- Number of leisure trips split by overseas, domestic and USA and duration (For Directors, CEO, CFO, COO, Company Secretary and accompanying spouse and dependent children only)
- Number of trips to USA
- If there are any non -scheduled flights:
- Aircraft type (i.e. single engine, twin engine or helicopter)
- For each aircraft type – the number of flights occurring overseas and within Australia and the related average number of people on each flight
- What are the typical activities undertaken during business trips (e.g. board meeting, business meeting, manual labour etc)
- Is anyone working overseas for an overseas entity?
GPA/EBA
- Benefit details
- Type of cover – 24 hours / working hours only / outside working hours
- Death/Capital benefit limit
- Weekly benefit – injury limit
- Weekly benefit – illness limit
- Weekly benefit % of earnings
- Benefit period
- Excluded period of claim
- Number of employees split by state
- Employee occupations
- Historical wage roll (if EBA) minimum 3 years history
- Copy of EBA Agreement
- Whether there are foreign nationals/if anyone is working overseas
Expat/Inpat
- Benefit details
- Medical expenses limit
- Claim excess
- Country of assignment for each insured person
- Risk information (single/ couple/ family with numbers)
Want to request a quote?
Submit your customer’s quote request with the minimum information above to underwriting@qbe.com
This information is prepared for clients of QBE and their customers. It provides general information only. It does not take into account matters specific to your business. You should always seek independent professional advice before acting upon anything in this document. No part of this publication can be reproduced without the written permission of QBE Insurance (Australia) Limited ABN 78 003 191 035. Normal underwriting terms and conditions apply. Consider the Policy Wordings to see if the product is right for your customer.