Intermediary Householders insurance

Flexible cover for owner occupiers, renters and landlords.

Your clients want to protect their assets. Our Intermediary Householders insurance offers options and solutions for most home or home contents owners. Choose from our Insured Events, Essentials or Accidental Damage policies.

Why QBE?

  • Monthly premium instalments at no extra cost
  • Flexible excess options allow for reduced premiums
  • Discounts for over 50s, retirees, loyal customers and owner occupiers and renters with professionally installed alarms
  • 30% Home Sum Insured Safeguard benefit
  • Online home and contents calculators provide fast sum insured estimates
  • $30 million limit of liability.

Our products

Insured Events

Cover for owner occupiers or renters, for events including fire, flood, storm and water damage. Offers new-for-old replacement on most items. This policy can also be tailored to landlords, with built-in loss of rent cover.

Accidental Damage

Offers additional protection to portable contents away from home. This policy also provides some higher sub-limits and broader cover.


Designed for budget-conscious clients, the Essentials policy provides many of the benefits of Insured Events cover, but with limited cover for contents outside the home.

Insurance calculators

Insurance calculators

These home and contents calculators can help your client calculate their sum insured.

QBE recommended restorers and builders for property claims

When your clients claim requires restoration services or a builder to repair damage to their property a QBE recommended restorer or builder is a good choice.

We understand that client needs are unique therefore QBE has partnered with a range of suppliers with a strong focus on regional, remote and metro representation, who can offer speciality services relevant to the claim. Our panel has builders that cater for small repairs to customers’ properties all the way to a suite of builders catering for the high complexities of a large commercial loss.

Restoration services

QBE’s panel restorers will mobilise and work quickly to ensure a safe environment for your customers, removing contaminants, returning the environment to a pre-loss state and allowing repair work to begin.

This can include the restoration of removable property to its former condition, or mitigation activities to minimise further damage including drying and mould removal.

Building services

Our building partners cater for simple repairs to customers’ properties all the way to a suite of builders catering for the high complexities of a large commercial loss.

Our relationship with our recommended restorers and builders means they have plenty of experience servicing QBE claims. In addition, we closely monitor the performance of our recommended suppliers to ensure the best outcome for your clients.

You can search for a QBE accredited restorer or builder using the Repairer Finder Tool.


Builders panel


QBE partnered with Sedgwick for Loss Adjuster services

Sedgwick is QBE’s preferred supplier of loss adjusting services for Australian property claims. Our partnership approach allows us to drive a responsive, high quality and customer-centred service for your clients.

This includes priority access to loss adjuster services, including during catastrophe events.

Need more help?

For Brokers

LoginContact us

For Businesses

Find a broker