QBE Small Business Insurance
You do everything you can to keep yourself, your employees and your furry customers safe. But even the best pet carer can have accidents. And those accidents could prove extremely costly in time and money if a person or a pet gets injured or property is damaged.
QBE Small Business Insurance provides flexible cover to protect you and your business, so you can get on with the job you love to do.
Our small business insurance suits a range of pet carers, whether you’re operating as a sole trader or a small business with a low number of employees.
What can it cover?
Our Small Business Insurance covers a wide range of insurance events. Business Liability is your base cover, it provides cover for public liability including third-party personal injury, property (inc pets) damage and advertising liability claims. You can choose a limit of $5 million, $10 million or $20 million.
You can select other optional covers based on your needs, such as
- Business Building and Contents
- Portable Items
- Business Interruption
- Theft
- Money
- Glass
- Machinery Breakdown
- Tax Audit
Types of pet carers we cover
Our Small Business Insurance is suitable for businesses with a turnover under $2 million and less than 10 staff.
Types of business we can offer cover for include:
- Dog walkers
- Vets
- Pet minders
- Dog groomers
- Dog obedience trainers
- Animal clinic or hospital
- Spaying service.
If our direct Small Business Insurance doesn’t meet your insurance needs, QBE also offers business insurance products available through a broker, these can be tailored to meet your needs to include:
- Professional Indemnity insurance - cover against claims arising from the services or advice you provide
- Damage to your electronic equipment
- Legal action by employees (also known as Employment Practices Liability)
- Legal action by government (also known as Statutory Liability)
- Cyber data breaches – if handling and protecting confidential information in the digital world is key for your business
- Business vehicles.
Take your business further with these helpful articles...
Small business accounting tools to streamline your finances
If you’re a tradie, café, retailer or sole trader, check out these small business accounting apps and eftpos machines that can help free up your time.
Read more
What are the top insurance risks for small business insurance customers?
For a busy small business or sole trader, working out what cover you need can be daunting. To help you decide, we reveal what small businesses are claiming for.
Read more
Tap and go: Portable customer payment options for small businesses
Accepting customer payments in more places makes good business sense. So, what is the best mobile payment app for small business? Here’s an overview.
Read more*Terms, conditions, limits and exclusions apply. See relevant policy wording for further details.
This advice is general in nature and has been prepared without taking into account your objectives, financial situation or needs and may not be right for you. You must decide whether or not it is appropriate, in light of your own circumstances, to act on this advice. To decide if this product is right for you, please read the QBE Small Business Insurance Policy Wording (QM9264). Insurance issued and underwritten by QBE Insurance (Australia) Limited (ABN 78 003 191 035, AFSL 239545).