QBE Small Business Insurance

Your clients rely on you to deliver quality services and advice. And despite your best efforts, there’s always a chance something can go wrong – potentially leaving you or your employees facing a compensation claim or legal action that’s expensive to fight, let alone lose.

QBE Small Business Insurance offers a range of coverage options for professional service providers such as accountants, IT consultants, business management consultants, graphic designers, public relations specialists and more.

What can it cover?

Our Small Business Insurance covers a wide range of insurance events. Business Liability is your base cover, it provides cover for public liability including third-party personal injury, property damage and advertising liability claims. You can choose a limit of $5 million, $10 million or $20 million.

From there you can add:

  • Business building and contents
  • Portable Items
  • Business Interruption
  • Theft
  • Money
  • Glass
  • Machinery Breakdown
  • Tax Audit

Find out more

What are the most common claims for professionals?

When you’re looking at insurance, it’s important to consider all the risk possibilities. The top five claims QBE receives from professional service providers are:

  1. Accidental damage to property such as mobile phones, laptops, printers and other common office equipment
  2. Property damage due to weather, with high costs that could put any small business at risk
  3. Allegations of breach of professional duty, contracts or intellectual property
  4. Allegations of negligent or incorrect professional advice
  5. Allegations of misleading advertising of the services offered.

Get a quote

Types of businesses we cover

Our Small Business Insurance is suitable for professional services businesses with a turnover under $2 million and less than 10 staff.

Professional Services businesses include:

  • Accountants
  • IT consultants
  • Business management consultants
  • Graphic designers
  • Public relations specialists. 

*Terms, conditions, limits and exclusions apply. See relevant policy wording for further details.

This advice is general in nature and has been prepared without taking into account your objectives, financial situation or needs and may not be right for you. You must decide whether or not it is appropriate, in light of your own circumstances, to act on this advice. To decide if this product is right for you, please read the QBE Small Business Insurance Policy Wording (QM9264). Insurance issued and underwritten by QBE Insurance (Australia) Limited (ABN 78 003 191 035, AFSL 239545).