Home insurance policy documents for homeowners

Product Disclosure Statement (PDS)
The PDS contains most of the terms and conditions of the insurance product we offer. Read the PDS if you are interested in understanding what’s covered and what’s not.

Supplementary Product Disclosure Statement (SPDS)
Contains updates to the PDS.

Additional Information Guide (AIG)
The AIG provides additional information about how we set premiums, how excesses work and how we pay claims.

Certificate of Insurance
If you purchase a QBE insurance policy, we’ll provide you with a Certificate of Insurance. It contains the specific information about the people and property insured.

Target Market Determination (TMD)
A TMD is a document that describes the type of consumers the product has been designed for based on their likely needs, objectives and financial situation (target market). Find out more