Cyclones, storms, floods and bushfires – understand how you can prepare and protect businesses from a weather event or catastrophe with our guides.

Blackened trees in foreground as a bushfire rages behind

Protecting your business from bushfires

As a business owner, you can limit the impact of bushfire damage on your business by taking key steps to mitigate the risks.

Close-up of large hailstones in palm of woman's hands

What to do before, during and after a hailstorm

Hailstorms in Australia may become more frequent and severe – but you can take steps to prepare your home, business and car to reduce the risk of hail damage.

Man lounging on sofa looking at a weather app on his mobile phone

El Niño, La Niña, ENSO, IOD – what does it all mean?

We often hear these words in the news related to the weather, but what on earth do they all mean? We’ve simplified it so you don’t need to wonder any longer.

Australian Warning System bush fire in Kimberley, Australia.

Bushfire warnings: know the signs in an emergency

To keep you informed and up to date about bushfires and other emergencies, a national Australian Warning System has been developed. Here's how it works.

Forest of trees sitting in flood waters

The La Niña effect: How to prepare for the storm

Australians have always faced dramatic weather conditions, including La Niña and El Niño. But what does this mean for insurers and customers?

Smart phone with weather forecast on screen

Weather in Australia: what will Spring be like?

What does the Australian BOM forecast for spring 2021 and what does that mean for bushfire risk?

A power pole stands out against the heavily clouded sky.

Australian weather update: BOM declares Negative Indian Ocean Dipole

The BOM has declared a Negative Indian Ocean Dipole for Australia, meaning increased chances of heavy rainfall lasting until mid-spring.

BOM weather forecast - storm clouds

BOM’s first 2021 weather outlook reveals risks for homes and businesses

From heavy rainfall to warm temperatures, here’s a look at what weather we’re going to have to withstand in 2021.

Dark storm clouds

Before the storm: Preparing your business for storm season

Storms can have a major effect on Australian businesses. Here’s how you can prepare your business property to minimise the risk of serious storm damage.

Lightening bolts light up the sky

10 steps to prepare your business for storm season

If a storm is headed your way, you need to know what to do. Here are 10 steps you need to take to -prepare your business before storm season.

Top view of a cyclone travelling over water about to hit land

Before a cyclone: Preparing your business for cyclone season

Safeguard your business from the impact of a storm with these practical steps to minimise storm-related risks.

Man standing outside his business securing the awning

10 steps to protect your business from cyclones

Cyclone season can present significant risk to businesses. Here are 10 ways to prepare and protect your business, property, and stock before a cyclone.

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Natural disasters and weather events

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Select your customer’s policy to find out what to do and what is needed to get the claim started.